2630 S 3rd St, Waco, TX 76706 Property Records

McLennan County property record for 2630 S 3rd St, Waco, TX 76706

Property Summary

Property Type	Commercial
Details	6,387 sqft · built 1955
Lot Size	0.939 acres (40,946 sqft)
Owner	Company Name on Record
Tax Bill	$4,612 (2018)
Deeds & Mortgages	Jul 2020 Loan Modification Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`480426070003000`

Property Details

APN / Parcel Number

Primary APN	`480426070003000`
Alternative APN	`379735`

Interior

Building Area	6,387 sqft
1st Floor Area	6,387 sqft

Exterior

Year Built	Built 1955
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	40,946 sqft (0.939 acres)
Lot Dimensions	188 ft deep x 218 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	379735
Street Address	2630 S 3RD ST
City	WACO
State	TX
Zip	76706-6452
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WACO BAPTIST ADDITION LOT 3 BLOCK 1 ACRES .94
Legal Subdivision	WACO BAPTIST ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3007
Census Tract	200

Owner

Source: McLennan County records, as of April 30, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 100, KILGORE, TX 75663-0100
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2020	Loan Modification, Mortgage CENTRAL NAT'L BK
Jul 26, 2019	Loan Modification, Mortgage CENTRAL NAT'L BK
Jul 26, 2018	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024
Deed Sale	Apr 19, 2024
Prior Sale	Aug 1, 2016
Deed Document Number	2024011685
Record Updated	Jun 7, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2630 S 3RD ST, WACO, TX 76706-6452
Document Number	0000026282
Instrument Date	Jul 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2630 S 3RD ST WACO TX 767066452, WACO, TX 76706-6452

Mortgage

Document Number	0000026282
Date	Aug 3, 2020
Instrument	26282

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	12 Months
Due	Aug 2, 2021

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2630 S 3RD ST, WACO, TX 76706-6452
Document Number	0000029543
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2630 S 3RD ST WACO TX 767066452, WACO, TX 76706-6452
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029543
Date	Sep 3, 2019
Instrument	29543

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 2, 2020

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2630 S 3RD ST, WACO, TX 76706-6452
Document Number	0000032410
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2630 S 3RD ST WACO TX 767066452, WACO, TX 76706-6452

Mortgage

Document Number	0000032410
Date	Sep 12, 2018
Instrument	32410

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 11, 2019

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$166,600 Land $81,890 Building $84,710	$166,600 Land $81,890 Building $84,710
2018	$4,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures