2630 River Summit Dr, Duluth, GA 30097 Property Records

Gwinnett County property record for 2630 River Summit Dr, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,683 sqft · built 1993
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Mar 2022)
Tax Bill	$5,983 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7-204-060`

Property Details

APN / Parcel Number

Primary APN	`7-204-060`
Alternative APNs	`R7204-060` `1832977`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,683 sqft Living Area
Gross Area	3,212 sqft
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	9,583 sqft (0.22 acres)
Terrain	High
View / Lot	Primary
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2630 RIVER SUMMIT DR
City	DULUTH
State	GA
Zip	30097-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L6 BI SUMMIT AT RIVERBROOKE #1
Legal Subdivision	SUMMIT AT RIVERBROOKE
Legal Block	I
Legal Lot Number	6
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	2
Census Block	2002
Census Tract	50235

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2630 RIVER SUMMIT DR, DULUTH, GA 30097-2259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage AMWEST FUNDING
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage AMWEST FUNDING
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 6, 2018	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Apr 6, 2018	Quit Claim Deed, Transfer HOMESTEAD TITLE COMPANY
Dec 21, 2017	Warranty Deed, Transfer · Conventional with PMI PS FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	20225675
Deed Book / Page	59757 / 94
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 23, 2022
Property Address	2630 RIVER SUMMIT DR, DULUTH, GA 30097-2259
Document Number	0597570094
Book / Page	59757 / 94
Instrument Date	Feb 23, 2022
Instrument	2022-005675
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 RIVER SUMMIT DR, DULUTH, GA 30097-2259

Mortgage

Document Number	0597570096
Date	Mar 8, 2022
Book Page	0000059757/0000000096

Lender

Name	AMWEST FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 23, 2022
Property Address	2630 RIVER SUMMIT DR, DULUTH, GA 30097-2259
Document Number	0597570094
Book / Page	59757 / 94
Instrument Date	Feb 23, 2022
Instrument	2022-005675
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 RIVER SUMMIT DR, DULUTH, GA 30097-2259

Mortgage

Document Number	0005975796
Date	Feb 23, 2022
Instrument	59757/96

Lender

Name	AMWEST FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2630 RIVER SUMMIT DR, DULUTH, GA 30097-2259
Document Number	0571570592
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2630 RIVER SUMMIT DR DULUTH GA 300972259, DULUTH, GA 30097-2259

Mortgage

Document Number	0571570592
Date	Jan 6, 2020
Book Page	057157/000592

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Apr 6, 2018
Property Address	2630 RIVER SUMMIT DR, DULUTH, GA 30097-2259
Document Number	0558020708
Book / Page	055802 / 000708
Instrument Date	Mar 30, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$274.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 RIVER SUMMIT DR GA, GA

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Apr 6, 2018
Property Address	2630 RIVER SUMMIT DR, DULUTH, GA 30097-2259
Document Number	0558020736
Book / Page	055802 / 000736
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	HOMESTEAD TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2630 RIVER SUMMIT DR GA, GA

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Dec 21, 2017
Property Address	2630 RIVER SUMMIT DR, DULUTH, GA 30097-2259
Document Number	0556040721
Book / Page	055604 / 000721
Instrument Date	Dec 20, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1521 VINE ST BELMONT CA 940023741, BELMONT, CA 94002-3741
Investor	Possibly a Property Investor

Mortgage

Document Number	556040723
Date	Dec 21, 2017
Book Page	055604/000723

Lender

Name	PS FUNDING
Type	Funding / Finance Company
Address	2121 PARK PL # 250, EL SEGUNDO, CA 90245-4705

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,983.00 (+10.96%)	$189,360 (+12.71%) Land $34,000 Building $155,360	$473,400 (+12.71%) Land $85,000 Building $388,400
2023	$5,392.00	$168,000 Land $38,000 Building $130,000
2022			$420,000 Land $95,000 Building $325,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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