2630 River Bluff Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2630 River Bluff Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,335 sqft · built 2007
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$488,000 (Apr 2014)
Tax Bill	$2,472 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`583-05-00-299`

Property Details

APN / Parcel Number

Primary APN	`583-05-00-299`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,335 sqft Living Area
1st Floor Area	1,966 sqft
Upper Floors Area	1,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Terrain	High
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	460 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2630 RIVER BLUFF LN
City	MOUNT PLEASANT
State	SC
Zip	29466-9251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LOT 2630
Legal Subdivision	RIVER TOWNE
Legal Lot Number	2630
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2024
Census Tract	4615

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2630 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF SC
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC
Aug 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REV FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2014 · Amount on Record
Deed Sale	Apr 3, 2014 · Amount on Record
Prior Sale	Apr 23, 2008 · Amount on Record
Deed Book / Page	397 / 175
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	May 26, 2026
Property Address	2630 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251
Document Number	0013910436
Book / Page	1391 / 436
Instrument Date	May 20, 2026
Instrument	202632386
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251

Mortgage

Document Number	0000032386,
Date	May 26, 2026
Book Page	1391/436
Instrument	202632386

Lender

Name	BANK OF SC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 25, 2036

Interest

Rate	6.23%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2630 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010130293
Date	Jul 13, 2021
Book Page	1013/293

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2630 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010230421
Date	Aug 16, 2021
Book Page	1023/421

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	32 Months
Due	Apr 5, 2024

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,472.00 (+12.11%)	$623,530 (+2,774.73%) Land $180,320 Building $443,210	$1,029,000 (+89.78%) Land $381,300 Building $647,700
2024	$2,205.00 (+9.05%)	$21,690 (-)
2022	$2,022.00	$21,690	$542,200 (-) Land $156,800 Building $385,400
2020			$542,200 Land $156,800 Building $385,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 546 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	546 in force
Nearby Flood Claims	4 (2004–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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