2630 Needle Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2630 Needle Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 2000
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Trust Names on Record
Last Sale	$7,400 (Jan 2000)
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-05-2610`

Property Details

APN / Parcel Number

Primary APN	`8402-01-05-2610`
Alternative APNs	`34180201052610` `02183401052610` `3924851.0` `3924851`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,952 sqft Living Area
Gross Area	2,414 sqft
1st Floor Area	1,952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Slab
Porch Area	179 sqft
Patio Area	35 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3924851
Street Address	2630 NEEDLE PALM DR
City	EDGEWATER
State	FL
Zip	32141-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 5261 5262 & 5263 BLK 179 FLORIDA SHORES UNIT 6 MB 23 PG 109 PER OR 4512 PG 2264
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	179
Legal Lot Number	5261
Legal Unit	6
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1041
Census Tract	83006

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2630 NEEDLE PALM DR, EDGEWATER, FL 32141-5420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Reverse Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 27, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2000 · Amount on Record
Deed Sale	Jan 13, 2000 · Amount on Record
Prior Sale	Feb 18, 1999 · Amount on Record
Deed Book / Page	4512 / 2264
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2630 NEEDLE PALM DR, EDGEWATER, FL 32141-5420
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 NEEDLE PALM DR, EDGEWATER, FL 32141-5420

Mortgage

Document Number	0081374399
Date	Oct 15, 2021
Book Page	8137/4399
Instrument	2021-248293

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	916 Months
Due	Feb 19, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.09%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year CMT

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2630 NEEDLE PALM DR, EDGEWATER, FL 32141-5420
Document Number	0073690001
Book / Page	007369 / 000001
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2630 NEEDLE PALM DR EDGEWATER FL 321415420, EDGEWATER, FL 32141-5420

Mortgage

Document Number	0073690001
Date	Mar 6, 2017
Book Page	007369/000001
Instrument	44737

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,222 (+2.7%)	$305,992 (-2.8%) Land $64,800 Building $241,192
2025	$1,362.00 (+4.85%) Homeowner's exemption Disabled Person's exemption	$120,957 (+5.99%)	$314,821 (+1.66%) Land $64,800 Building $250,021
2023	$1,299.00 (-2.99%) Senior Citizen's exemption	$114,126 (+3%)	$309,685 (+14.55%) Land $63,000 Building $246,685
2022	$1,339.00 Senior Citizen's exemption	$110,802	$270,350 Land $44,400 Building $225,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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