2630 Luminous Ln, Costa Mesa, CA 92626 Property Records

Orange County property record for 2630 Luminous Ln, Costa Mesa, CA 92626

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,456 sqft · built 2018
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Jun 2025)
Tax Bill	$12,548 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`932-073-15`

Property Details

APN / Parcel Number

Primary APN	`932-073-15`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,456 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2630 LUMINOUS LN
City	COSTA MESA
State	CA
Zip	92626-6140
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 17981 BLK LOT 1 UN 13 LOT 1 OF TRACT 17981 OF CONDO PROJECT 932-07
Legal Subdivision	TRACT NO 17981
Legal Tract	17981
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3002
Census Tract	63902

Owner

2630 Luminous Ln, a condominium, is owned and occupied by two individuals who bought it in June 2025.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Dec 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OCMBC INC
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Apr 23, 2020	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE COMPANY
Apr 23, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Deed Document Number	2025182421
Prior Transfer Date	Oct 20, 2020
Prior Transfer Doc	0000720981
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140

Mortgage

Document Number	0000005551
Date	Jan 9, 2026
Instrument	2026000005551

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	10.7%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140

Mortgage

Document Number	0000515337
Date	Aug 16, 2021
Instrument	2021000515337

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140

Mortgage

Document Number	0000515338
Date	Aug 16, 2021
Instrument	2021000515338

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140

Mortgage

Document Number	0000314390
Date	Sep 23, 2022
Instrument	2022000314390

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 8, 2020
Property Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140
Document Number	0000720981
Map Reference	MB 962 PG 37-41
Instrument Date	Oct 20, 2020
Instrument	2020000720981
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140

Mortgage

Document Number	0000720983
Date	Dec 8, 2020
Instrument	2020000720983

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140
Document Number	0000184488
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2630 LUMINOUS LN COSTA MESA CA 926266140, COSTA MESA, CA 92626-6140

Mortgage

Document Number	0000184488
Date	Apr 23, 2020
Instrument	184488

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

Interest

Rate Type	Adjustable Rate

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 23, 2020
Property Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140
Document Number	0000184485
Map Reference	MB 962 PG 37-41
Instrument Date	Mar 12, 2020
Instrument	2020000184485
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 23, 2020
Property Address	2630 LUMINOUS LN, COSTA MESA, CA 92626-6140
Document Number	0000184486
Instrument Date	Mar 11, 2020
Instrument	184486
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2630 LUMINOUS LN COSTA MESA CA 926266140, COSTA MESA, CA 92626-6140

Tax Assessment & Valuation

The 2025 property tax bill for 2630 Luminous Ln was $12,548.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,632,000 (+52.24%) Land $972,947 Building $659,053
2025	$12,548.00 Homeowner's exemption	$1,072,011 Land $536,562 Building $535,449
2023	$11,838.00 (+3.73%) Homeowner's exemption	$1,030,385 Land $515,728 Building $514,657
2022	$11,412.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2630 Luminous Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2630 Luminous Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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