2630 Lowell Ave, Lima, OH 45805 Property Records

Allen County property record for 2630 Lowell Ave, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,376 sqft · built 1952
Lot Size	0.402 acres (17,511 sqft)
Owner	2 Individual Names on File
Last Sale	$156,900 (May 2018)
Tax Bill	$3,707 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`36-3409-01-021.000`

Property Details

APN / Parcel Number

Primary APN	`36-3409-01-021.000`
Alternative APN	`G2336340901021000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
Gross Area	5,368 sqft
1st Floor Area	2,376 sqft
Basement Area	2,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	17,511 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	120 sqft
Patio Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2630 LOWELL AVE
City	LIMA
State	OH
Zip	45805-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERNON HEIGHTS NUMBER 2 LOT 19831 S1/2 JOINT TEN FF 100.00
Legal Subdivision	VERNON HEIGHTS
Legal Lot Number	19831
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	3
Census Block	3000
Census Tract	10900

Owner

2630 Lowell Ave is owned and occupied by two individuals who bought it in May 2018.

Source: Allen County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2630 LOWELL AVE, LIMA, OH 45805-3029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 6, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 18, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit HOME LOAN INV BK FSB
Jun 22, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS
May 9, 2018	Warranty Deed, Transfer · VA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Prior Sale	Mar 26, 2002 · Amount on File
Deed Document Number	20185123
Deed Book / Page	2018 / 5123
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	May 27, 2026
Property Address	2630 LOWELL AVE, LIMA, OH 45805-3029
Document Number	0000005379
Instrument Date	May 12, 2026
Instrument	20265379
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 LOWELL AVE, LIMA, OH 45805-3029

Mortgage

Document Number	0000005379,
Date	May 27, 2026
Instrument	20265379

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2630 LOWELL AVE, LIMA, OH 45805-3029
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 LOWELL AVE, LIMA, OH 45805-3029

Mortgage

Document Number	2060001045
Date	Feb 6, 2024
Book Page	2024/1045
Instrument	202402060001045

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2630 LOWELL AVE, LIMA, OH 45805-3029
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	COMMONWEALTH USA STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7180008422
Date	Jul 18, 2022
Book Page	2022/8422
Instrument	202207180008422

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2630 LOWELL AVE, LIMA, OH 45805-3029
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2090001821
Date	Feb 9, 2021
Book Page	2021/1821
Instrument	202102090001821

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2630 LOWELL AVE, LIMA, OH 45805-3029
Document Number	0000012299
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2630 LOWELL AVE LIMA OH 458053029, LIMA, OH 45805-3029

Mortgage

Document Number	0000012299
Date	Nov 19, 2019
Instrument	12299

Lender

Name	HOME LOAN INV BK FSB
Type	Federal Savings Bank
Address	WARWICK, RI 02886-1765

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 18, 2029

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2630 LOWELL AVE, LIMA, OH 45805-3029
Document Number	0000006390
Instrument Date	Jun 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2630 LOWELL AVE LIMA OH 458053029, LIMA, OH 45805-3029

Mortgage

Document Number	0000006390
Date	Jun 28, 2019
Instrument	6390

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 9, 2018
Property Address	2630 LOWELL AVE, LIMA, OH 45805-3029
Document Number	0000005123
Instrument Date	May 9, 2018
Instrument	5123
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2630 LOWELL AVE LIMA OH 458053029, LIMA, OH 45805-3029

Mortgage

Document Number	5124
Date	May 9, 2018
Instrument	5124

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2630 Lowell Ave was $3,707, down 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,707.00 (-0.13%)	$83,380 (-) Land $9,000 Building $74,380	$238,200 (-) Land $25,700 Building $212,500
2024	$3,712.00 (+8.44%) Homeowner's exemption	$83,380 (+22.98%) Land $9,000 Building $74,380	$238,200 Land $25,700 Building $212,500
2023	$3,423.00 (+0.15%) Homeowner's exemption	$67,800 (-) Land $7,320 Building $60,480
2022	$3,418.00 Homeowner's exemption	$67,800 Land $7,320 Building $60,480
2021			$193,700 Land $20,900 Building $172,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2630 Lowell Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2630 Lowell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Brightspeed, TSC, Verizon.

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