2630 Cresta de Ruta St, Eugene, OR 97403 Property Records

Lane County property record for 2630 Cresta de Ruta St, Eugene, OR 97403

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,519 sqft · built 1977
Lot Size0.324 acres (14,104 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Apr 2013)
Tax Bill$9,633 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18-03-04-31-01402-000

Property Details

APN / Parcel Number

Primary APN18-03-04-31-01402-000
Alternative APNs
  • 1803043101402
  • 0589778

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,519 sqft Living Area
1st Floor Area841 sqft
Basement Area1,678 sqft
Finished Basement1,678 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1981
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area14,104 sqft (0.324 acres)
Lot Dimensions172 ft deep x 82 ft wide
Garage TypeOpen
Garage Area400 sqft
DrivewayDriveway
Driveway Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number0589778
Street Address2630 CRESTA DE RUTA ST
CityEUGENE
StateOR
Zip97403-1849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionTL 01402
Legal Range03
Legal Township18
Legal Section04
Legal SubdivisionCRESTA DE RUTA
Legal Block2
Legal Lot Number1402
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group1
Census Block1014
Census Tract4900

Owner

Source: Lane County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2630 CRESTA DE RUTA ST, EUGENE, OR 97403-1849
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2019Deed of Trust, Mortgage · Line of Credit
SELCO COMMUNITY CU
Apr 12, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2013 · Amount on Record
Deed SaleApr 19, 2013 · Amount on Record
Prior SaleAug 3, 2000 · Amount on Record
Deed Document Number201321341
Last Transfer DateApr 6, 2021
Transfer Doc0000025220
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address2630 CRESTA DE RUTA ST, EUGENE, OR 97403-1849
Transaction TypeMortgage
Record UpdatedAug 29, 2022
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000745
DateJan 8, 2019
Instrument2019-000745
Lender
NameSELCO COMMUNITY CU
TypeCredit Union
AddressSPRINGFIELD, OR 97477
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLANE OR
Recording DateApr 12, 2021
Property Address2630 CRESTA DE RUTA ST, EUGENE, OR 97403-1849
Document Number0000025220
Map ReferenceMB 35 PG 25
Instrument DateApr 6, 2021
Instrument2021-025220
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyWESTERN TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2630 CRESTA DE RUTA ST, EUGENE, OR 97403-1849

Mortgage

Document Number0000025221
DateApr 12, 2021
Instrument2021-025221
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityEugene City
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,633.00 (+3.19%)$497,843 (+6.09%)$676,887 (+0.28%) Land $178,137 Building $498,750
2023$9,335.00 (+6.21%)$469,266 (+3%)$674,996 (+13.34%) Land $137,846 Building $537,150
2022$8,789.00$455,599$595,526 Land $139,932 Building $455,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUGENE WATER & ELECTRIC BOARD
serves 176,000 people · EPA ID OR4100287
Water SourceSurface water
Last State InspectionJul 2021
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Hunter Communications
Fiber
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Alyrica
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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