263 Vinal Ave, Rochester, NY 14609 Property Records

Monroe County and Irondequoit Town property record for 263 Vinal Ave, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 1955
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (May 2019)
Tax Bill	$6,338 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`263400 092.37-2-82`

Property Details

APN / Parcel Number

Primary APN	`263400 092.37-2-82`
Alternative APN	`04794000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	612 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04794000000
Street Address	263 VINAL AVE
City	ROCHESTER
State	NY
Zip	14609-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0040-14-07 N GOODMAN P 2 LAR950 01
Legal Subdivision	THE NORTH GOODMAN PARK NO 2
Legal Block	2
Legal Lot Number	82.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	3
Census Block	3009
Census Tract	10901

Owner

Source: Monroe County and Irondequoit Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	263 VINAL AVE, ROCHESTER, NY 14609-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · FHA Mortgage PREMIUM MORTGAGE CORPORATION
Sep 1, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 3, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jun 30, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 6, 2019	Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP
Mar 24, 2019	Deed of Trust, Mortgage · VA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Mar 25, 2016 · Amount on Record
Deed Document Number	20191102
Deed Book / Page	12179 / 485
Prior Transfer Date	Jul 10, 2000
Prior Transfer Doc	9333000114
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Apr 8, 2026
Property Address	263 VINAL AVE, ROCHESTER, NY 14609-1220
Document Number	0003405962
Book / Page	31293 / 175
Instrument Date	Mar 6, 2026
Instrument	20263405962
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 VINAL AVE, ROCHESTER, NY 14609-1220

Mortgage

Document Number	0003405962,
Date	Apr 8, 2026
Book Page	31293/175
Instrument	20263405962

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Mar 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	263 VINAL AVE, ROCHESTER, NY 14609-1220
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 VINAL AVE, ROCHESTER, NY 14609-1220

Mortgage

Document Number	0000000499
Date	Sep 1, 2023
Book Page	30419/308
Instrument	202309010499

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jun 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	263 VINAL AVE, ROCHESTER, NY 14609-1220
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 VINAL AVE, ROCHESTER, NY 14609-1220

Mortgage

Document Number	0000000261
Date	Nov 3, 2021
Book Page	29558/261
Instrument	202111031971

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Jun 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	263 VINAL AVE, ROCHESTER, NY 14609-1220
Document Number	0000000938
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 VINAL AVE ROCHESTER NY 146091220, ROCHESTER, NY 14609-1220

Mortgage

Document Number	0000000938
Date	Aug 19, 2020
Book Page	028684/000332
Instrument	938

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 6, 2019
Property Address	263 VINAL AVE, ROCHESTER, NY 14609-1220
Document Number	0000001102
Book / Page	12179 / 485
Map Reference	LB 126 PG 1
Instrument Date	Apr 12, 2019
Instrument	201905061102
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	263 VINAL AVE, 263, ROCHESTER, NY 14609-1220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	263 VINAL AVE, ROCHESTER, NY 14609-1220

Mortgage

Document Number	0000001103
Date	May 6, 2019
Instrument	201905061103

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	263 VINAL AVE, ROCHESTER, NY 14609-1220
Document Number	0000000093
Instrument Date	Mar 24, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	CROSSROADS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 VINAL AVE ROCHESTER NY 146091220, ROCHESTER, NY 14609-1220

Mortgage

Document Number	0000000093
Date	Apr 25, 2019
Instrument	93

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	WAKEFIELD, MA 01880

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 24, 2046

Tax Assessment & Valuation

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	East Irondequoit Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,338.00 (+3.29%)
2025	$6,136.00 (-5.44%)	$153,000 (-) Land $25,000 Building $128,000	$182,100 (+19.02%) Land $29,755 Building $152,345
2023		$153,000 (+39.47%) Land $25,000 Building $128,000	$153,000 (+8.82%) Land $25,000 Building $128,000
2022		$109,700 Land $22,600 Building $87,100	$140,600 Land $28,966 Building $111,634
2021	$6,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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