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263 Valley View Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 263 Valley View Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,752 sqft · built 2001
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Sep 2001)
Tax Bill$10,344 (2025)
Deeds & MortgagesAug 2021 Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-32-109-014

Property Details

APN / Parcel Number

Primary APN09-32-109-014

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,752 sqft Living Area
Basement Area1,286 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Garage TypeAttached
Garage Area641 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address263 VALLEY VIEW DR
CitySAINT CHARLES
StateIL
Zip60175-4646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 123 IN HARVEST HILLS UNIT 2
Legal SubdivisionHARVEST HILLS
Legal Block1
Legal Lot Number123
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1011
Census Tract852204

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address263 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4646
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 26, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2001 · Amount on Record
Deed SaleSep 18, 2001 · Amount on Record
Deed Document Number200196517
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address263 VALLEY VIEW DR, ST CHARLES, IL 60175-4646
Transaction TypeMortgage
Record UpdatedSep 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066479
DateAug 31, 2021
Instrument2021K066479
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address263 VALLEY VIEW DR, ST CHARLES, IL 60175-4646
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015468
DateMar 26, 2020
Instrument2020K015468
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 6, 2050
Interest
Rate TypeAdjustable Rate
Rate3.08%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,344.00 (+14.45%) Homeowner's exemption$155,491 (+8.53%) Land $40,417 Building $115,074$466,660 (+8.53%) Land $121,300 Building $345,360
2024$143,270 (+21.47%) Land $37,240 Building $106,030$429,982 (+21.52%) Land $111,765 Building $318,217
2022$9,038.00 (+4.14%) Homeowner's exemption$117,943 (+4.91%) Land $35,048 Building $82,895$353,829 (+4.91%) Land $105,144 Building $248,685
2021$8,679.00 Homeowner's exemption$112,423 Land $33,408 Building $79,015$337,269 Land $100,224 Building $237,045

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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