263 Union St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 263 Union St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,454 sqft · built 1890
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Last Sale	$467,000 (Jun 2022)
Tax Bill	$11,020 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`31-00125-0000-00020-01`

Property Details

APN / Parcel Number

Primary APN	`31-00125-0000-00020-01`
Alternative APNs	`31001250000000200001` `258500`

Interior

Stories	2 Stories
Building Area	1,454 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Frame
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	258500
Street Address	263 UNION ST
City	LODI
State	NJ
Zip	07644-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.155AC
Legal Block	125
Legal Lot Number	20.01
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1002
Census Tract	30402

Owner

263 Union St is owned and occupied by an individual who bought it in June 2022.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	263 UNION ST, LODI, NJ 07644-3240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Jul 13, 2021	Deed, Transfer · Construction Mortgage ECF FUND I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Jul 13, 2021 · Amount on File
Deed Document Number	202258764
Deed Book / Page	4705 / 1767
Record Updated	Oct 29, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 9, 2022
Property Address	263 UNION ST, LODI, NJ 07644-3240
Document Number	0047051767
Book / Page	4705 / 1767
Instrument Date	Mar 22, 2022
Instrument	2022058764
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,858.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 N WOODSIDE AVE, 4, LODI, NJ 07644-3428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 UNION ST, LODI, NJ 07644-3240

Mortgage

Document Number	2022058765
Date	Jun 9, 2022
Instrument	2022058765

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2052

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 13, 2021
Property Address	263 UNION ST, LODI, NJ 07644-3240
Document Number	0042660559
Book / Page	4266 / 559
Instrument Date	Jun 3, 2021
Instrument	2021111762
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 WOOD RIDGE ST, 212, WOOD RIDGE, NJ 07075-1839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 N WOODSIDE AVE, LODI, NJ 07644-3427

Mortgage

Document Number	0042660565
Date	Jul 13, 2021
Book Page	4266/565
Instrument	2021111763

Lender

Name	ECF FUND I LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 263 Union St was $11,020, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,300 (-) Land $155,000 Building $156,300	$311,300 (-) Land $155,000 Building $156,300
2025	$11,020.00 (+5.62%)	$311,300 Land $155,000 Building $156,300	$311,300 Land $155,000 Building $156,300
2024	$10,434.00
2023		$311,300 Land $155,000 Building $156,300	$311,300 Land $155,000 Building $156,300
2022	$10,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 263 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 263 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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