263 Spruce Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 263 Spruce Rd, Harwich, MA 02645

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,538 sqft · built 1994
Lot Size1.12 acres (49,039 sqft)
Owner2 Individual Names on File
Last Sale$763,000 (Apr 2026)
Tax Bill$4,018 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNHARW M:105 P:G1-5

Property Details

APN / Parcel Number

Primary APNHARW M:105 P:G1-5
Alternative APNs
  • M:00105 B:G001 L:005
  • 10059

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,538 sqft Living Area
Gross Area3,462 sqft
1st Floor Area920 sqft
Basement Area920 sqft
Unfinished Basement920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area49,039 sqft (1.12 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number10059
Street Address263 SPRUCE RD
CityHARWICH
StateMA
Zip02645-2040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
JurisdictionHARWICH MA
Township / Civil DivisionHARWICH
Census Block Group3
Census Block3031
Census Tract11100

Owner

263 Spruce Rd is owned by two individuals who bought it in April 2026.

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address27 SAMUEL WOODWORTH RD, NORWELL, MA 02061-1322
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2026 · Amount on File
Deed SaleApr 21, 2026 · Amount on File
Prior SaleJul 16, 1993 · Amount on File
Deed Book / Page37576 / 289
Prior Transfer DateApr 14, 2026
Prior Transfer Doc037576-289
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARWICH MA
Recording DateApr 21, 2026
Property Address263 SPRUCE RD, HARWICH, MA 02645-2040
Document Number037576-289
Book / Page37576 / 289
Instrument DateApr 14, 2026
Instrument2026.14996
Transaction TypeTransfer
Record UpdatedMay 28, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address27 SAMUEL WOODWORTH RD, NORWELL, MA 02061-1322

Mortgage

DateApr 21, 2026
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 263 Spruce Rd was $4,018, up 7.3% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionHarwich Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,018.00 (+7.26%)$679,900 (+9.45%) Land $265,900 Building $414,000$591,185
2024$3,746.00 (+4.29%)$621,200 (+14.82%) Land $225,700 Building $395,500
2023$3,592.00$541,000 Land $205,200 Building $335,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 263 Spruce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 263 Spruce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARWICH WATER DEPARTMENT
serves 39,144 people · EPA ID MA4126000
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Rd

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