Kane County property record for 263 S Melrose Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,568 sqft · built 1973 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Mar 2020) |
| Tax Bill | $5,315 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-208-002 |
| Primary APN | 06-22-208-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 263 S MELROSE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH WASHINGTON HEIGHTS LOT 23 BLOCK 55 |
| Legal Subdivision | SOUTH WASHINGTON HEIGHTS |
| Legal Block | 55 |
| Legal Lot Number | 23 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 854900 |
263 S Melrose Ave is owned and occupied by two individuals who bought it in March 2020.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 263 S MELROSE AVE, ELGIN, IL 60123-7255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 18, 2020 | Warranty Deed, Subdivision Related Transfer OCMBC INC |
| Jun 19, 2017 | Loan Modification, Mortgage · Line of Credit GERMAN AM CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2020 · Amount on File |
| Deed Sale | Mar 18, 2020 · Amount on File |
| Prior Sale | Jun 20, 2013 · Amount on File |
| Deed Document Number | 202014030 |
| Prior Transfer Date | Aug 12, 2004 |
| Prior Transfer Doc | 0000116902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 263 S MELROSE AVE, ELGIN, IL 60123-7255 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000092352 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021K092352 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 18, 2020 |
| Property Address | 263 S MELROSE AVE, ELGIN, IL 60123-7255 |
| Document Number | 0000014030 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 14030 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 263 S MELROSE AVE ELGIN IL 601237255, ELGIN, IL 60123-7255 |
| Document Number | 14031 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 14031 |
| Name | OCMBC INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 19, 2017 |
| Property Address | 263 S MELROSE AVE, ELGIN, IL 60123-7255 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 31182 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 909 N SEPULVEDA BLVD #840 EL SEGUNDO CA 902452718, 840, EL SEGUNDO, CA 90245-2718 |
| Document Number | 0000031182 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 31182 |
| Name | GERMAN AM CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 60 WALL ST # 10TH, NEW YORK, NY 10005-2836 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 263 S Melrose Ave was $5,315 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,315.00 Homeowner's exemption | $77,675 (+8.57%) Land $15,785 Building $61,890 | $233,118 (+8.57%) Land $47,374 Building $185,744 |
| 2024 | $71,544 Land $14,539 Building $57,005 | $214,718 Land $43,634 Building $171,083 | |
| 2022 | $4,590.00 (+4.79%) Homeowner's exemption | $58,936 (+6.96%) Land $11,977 Building $46,959 | $176,808 (+6.96%) Land $35,931 Building $140,877 |
| 2021 | $4,380.00 Homeowner's exemption | $55,101 Land $11,198 Building $43,903 | $165,303 Land $33,594 Building $131,709 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 263 S Melrose Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 263 S Melrose Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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