Rutherford County property record for 263 Ridgeway Rd, Lake Lure, NC 28746
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,684 sqft · built 1985 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jul 2004) |
| Tax Bill | $2,796 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1600374 |
| Primary APN | 1600374 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,684 sqft Heated Area |
| Gross Area | 3,368 sqft |
| Basement Area | 1,684 sqft |
| Unfinished Basement | 1,684 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 566 sqft |
| Deck Area | 136 sqft |
| Patio Area | 428 sqft |
| Canopy | 40 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 22978 |
|---|---|
| Street Address | 263 RIDGEWAY RD |
| City | LAKE LURE |
| State | NC |
| Zip | 28746-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | FAIRFIELD MTN GOLF ESTATES LO28 PL10-117 |
| Legal Subdivision | FAIRFIELD MTN GOLF ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 28 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 960301 |
263 Ridgeway Rd is owned and occupied by an individual who bought it in July 2004.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 263 RIDGEWAY RD, LAKE LURE, NC 28746-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2004 · Amount on File |
| Deed Sale | Jul 16, 2004 · Amount on File |
| Deed Document Number | 0000850321 |
| Record Updated | Jun 7, 2026 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Lake Lure Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $452,600 Land $130,000 Building $322,600 | $452,600 Land $130,000 Building $322,600 | |
| 2022 | $2,796.00 | ||
| 2021 | $2,796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 263 Ridgeway Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (2021–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 263 Ridgeway Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber · Fixed Wireless | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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