263 Red Cloud Rd, Lusby, MD 20657 Property Records

Calvert County property record for 263 Red Cloud Rd, Lusby, MD 20657 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,235 sqft · built 2005
Lot Size	0.465 acres (20,270 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Sep 2019)
Tax Bill	$4,037 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-099787`

Property Details

APN / Parcel Number

Primary APN	`01-099787`
Alternative APNs	`1099787` `099787`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,235 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,270 sqft (0.465 acres)
Garage Type	Mixed
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	211 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	099787
Street Address	263 RED CLOUD RD
City	LUSBY
State	MD
Zip	20657-5508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 54 SEC 2 L CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	54
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3010
Census Tract	861003

Owner

Source: Calvert County records · APN 01-099787

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	263 RED CLOUD RD, LUSBY, MD 20657-5508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · VA Mortgage C&F MORTGAGE CORP
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Sep 18, 2019	Deed, Transfer · VA Mortgage C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Book / Page	5436 / 408
Last Transfer Date	Dec 30, 2024
Transfer Doc	0067020115
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	263 RED CLOUD RD, LUSBY, MD 20657-5508
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	BLUE CRAB TITLE ESCROW LLC, BLUE CRAB T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 RED CLOUD RD, LUSBY, MD 20657-5508

Mortgage

Document Number	0062260455
Date	Feb 24, 2022
Book Page	6226/455

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Oct 01, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	263 RED CLOUD RD, LUSBY, MD 20657-5508
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059640064
Date	May 18, 2021
Book Page	5964/64

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Aug 01, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	263 RED CLOUD RD, LUSBY, MD 20657-5508
Document Number	0056330089
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 RED CLOUD RD LUSBY MD 206575508, LUSBY, MD 20657-5508

Mortgage

Document Number	0056330089
Date	Jul 01, 2020
Book Page	005633/000089

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 18, 2019
Property Address	263 RED CLOUD RD, LUSBY, MD 20657-5508
Document Number	0054360408
Book / Page	5436 / 408
Map Reference	LB JLB 1 FO 88
Instrument Date	Sep 13, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BLUE CRAB TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$722.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	263 RED CLOUD RD, LUSBY, MD 20657-5508

Mortgage

Document Number	5436415
Date	Sep 18, 2019
Instrument	5436/415

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,037.00 (+42%)	$333,633 (+21.9%)	$363,600 (+32.85%) Land $55,200 Building $308,400
2023	$2,843.00	$273,700 Land $55,200 Building $218,500	$273,700 Land $55,200 Building $218,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098610033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1991–2003)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2003, rainfall accumulation, Hurricane Isabel
Claims By Storm	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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