263 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 263 Otsego St, Ilion, NY 13357 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,192 sqft · built 1920
Lot Size	0.136 acres (5,940 sqft)
Owner	2 Individual Names on File
Last Sale	$49,900 (Apr 2010)
Tax Bill	$3,639 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Feb 2019 Refinance + 1 more
APN	`212801 119.52-4-56`

Property Details

APN / Parcel Number

Primary APN	`212801 119.52-4-56`
Alternative APNs	`280111905200040560000000` `022015210`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,192 sqft Living Area
1st Floor Area	1,096 sqft
2nd Floor Area	1,096 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	90 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	721 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	022015210
Street Address	263 OTSEGO ST
City	ILION
State	NY
Zip	13357-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	263 OTSEGO ST E R1 G 66X90
Legal Block	4
Legal Lot Number	56.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	3
Census Block	3018
Census Tract	10400

Owner

Source: Herkimer County and German Flatts Town records · APN 212801 119.52-4-56

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	263 OTSEGO ST, ILION, NY 13357-2245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION
Feb 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOURCE FEDERAL CREDIT UNION
Mar 12, 2018	Deed of Trust, Mortgage FIRST SOURCE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2010 · Amount on Record
Deed Sale	Apr 29, 2010 · Amount on Record
Prior Sale	Aug 13, 2009 · Amount on Record
Deed Book / Page	1354 / 588
Record Updated	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	263 OTSEGO ST, ILION, NY 13357-2245
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20181121
Date	Mar 12, 2018
Instrument	RP2018-1121

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2048

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	263 OTSEGO ST, ILION, NY 13357-2245
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002019750
Date	Feb 26, 2019
Instrument	2019-750

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	263 OTSEGO ST, ILION, NY 13357-2245
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20181120
Date	Mar 12, 2018
Instrument	RP2018-1120

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	46 Months
Due	Jan 01, 2022

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,639.00 (+128.29%)	$55,600 (-) Land $7,600 Building $48,000	$104,120 (+3%) Land $14,232 Building $89,888
2023	$1,594.00 (-47.69%) Homeowner's exemption	$55,600 (-) Land $7,600 Building $48,000	$101,091 (+16.36%) Land $13,818 Building $87,273
2022		$55,600 Land $7,600 Building $48,000	$86,875 Land $11,875 Building $75,000
2020	$3,047.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430104003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	59 (2006–2013)
Claims Outside the SFHA	1 of 59
Most Recent Claim	Jun 2013, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2013 · 43 claims Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims Hurricane Irene, Aug 2011 · 9 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 409 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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