263 Maple Ln, Bakersville, NC 28705 Property Records

Mitchell County property record for 263 Maple Ln, Bakersville, NC 28705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 2006
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (May 2026)
Tax Bill	$2,758 (2026)
Deeds & Mortgages	Sep 2006 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0886-00-28-8819`

Property Details

APN / Parcel Number

Primary APN	`0886-00-28-8819`
Alternative APNs	`555551190` `555786319`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	77,101 sqft (1.77 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	555786319
Street Address	263 MAPLE LN
City	BAKERSVILLE
State	NC
Zip	28705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HWY 261
Jurisdiction	MITCHELL NC
Township / Civil Division	FORK MOUNTAIN-LITTLE ROCK CREEK
Census Block Group	1
Census Block	1032
Census Tract	950100

Owner

263 Maple Ln is owned by two individuals who bought it in May 2026.

Source: Mitchell County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 WRENFIELD ML, ROCK HILL, SC 29732-7651
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2006	Deed of Trust, Mortgage · Conventional Mortgage ASHEVILLE SAVINGS BANK SSB
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FEDERAL CREDIT UNION
Jan 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Deed Document Number	2026775
Deed Book / Page	689 / 581
Prior Transfer Date	Jan 17, 2022
Prior Transfer Doc	000638/951
Record Updated	Oct 29, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	263 MAPLE LN, BAKERSVILLE, NC 28705
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000443/885
Date	Sep 5, 2006
Book Page	443/885

Lender

Name	ASHEVILLE SAVINGS BANK SSB
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	May 4, 2026
Property Address	263 MAPLE LN, BAKERSVILLE, NC 28705
Document Number	0000000775
Book / Page	689 / 581
Instrument Date	Apr 27, 2026
Instrument	2026.775
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 WRENFIELD ML, ROCK HILL, SC 29732-7651

Mortgage

Document Number	0000000775,
Date	May 4, 2026
Instrument	2026.775

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Jan 24, 2022
Property Address	263 MAPLE LN, BAKERSVILLE, NC 28705
Document Number	000638/951
Book / Page	638 / 951
Instrument Date	Jan 17, 2022
Instrument	2022000125
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	108 STARWOOD LN, HOLLY SPRINGS, NC 27540-8347

Tax Assessment & Valuation

The 2026 property tax bill for 263 Maple Ln was $2,758, up 1.7% from the year before.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,758.00 (+1.73%)	$456,000 (+1.76%) Land $74,500 Building $381,500
2025	$2,711.00	$448,100 Land $74,500 Building $373,600
2023	$2,666.00	$448,100 Land $74,500 Building $373,600	$448,100 Land $74,500 Building $373,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 263 Maple Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 263 Maple Ln is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable in parts of the area	1,000 / 1,000
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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