Habersham County property record for 263 Lovelace Rd, Clarkesville, GA 30523
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,644 sqft · built 1991 |
| Lot Size | 2.28 acres (99,317 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Nov 2019) |
| Tax Bill | $1,977 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019 063 |
| Primary APN | 019 063 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Heated Area |
| Gross Area | 2,188 sqft |
| 1st Floor Area | 822 sqft |
| Upper Floors Area | 780 sqft |
| Attic | Attic |
| Attic Area | 780 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 99,317 sqft (2.28 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Storage Building | 200 sqft |
| Utility Building | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 373882 |
|---|---|
| Street Address | 263 LOVELACE RD |
| City | CLARKESVILLE |
| State | GA |
| Zip | 30523-2843 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | LI |
| Legal Description | 3-82 LT 4-5 PB 24-66 DB 1206-397 |
| Legal Subdivision | NORA HILLS SUB |
| Legal Lot Number | 4,5 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 203 |
263 Lovelace Rd, a residential property, is owned and occupied by an individual who bought it in November 2019.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 263 LOVELACE RD, CLARKESVILLE, GA 30523-2843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage ROCKET MORTGAGE |
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Apr 30, 2018 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Nov 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on File |
| Deed Sale | Nov 13, 2019 · Amount on File |
| Deed Document Number | 20192244 |
| Deed Book / Page | 1206 / 397 |
| Prior Transfer Date | Apr 30, 2012 |
| Prior Transfer Doc | 0000988/72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 263 LOVELACE RD, CLARKESVILLE, GA 30523-2843 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 263 LOVELACE RD, CLARKESVILLE, GA 30523-2843 |
| Document Number | 0000001413/0000000393 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 0000001413/0000000393 |
| Name | ROCKET MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 263 LOVELACE RD, CLARKESVILLE, GA 30523-2843 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 263 LOVELACE RD, CLARKESVILLE, GA 30523-2843 |
| Document Number | 0000001268/0000000683 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 0000001268/0000000683 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 263 LOVELACE RD, CLARKESVILLE, GA 30523-2843 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 001164/478 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 1164/478 |
| Name | AMERICAN ADVISORS GROUP |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.95% |
| Type Change Date | May 1, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Nov 13, 2019 |
| Property Address | 263 LOVELACE RD, CLARKESVILLE, GA 30523-2843 |
| Document Number | 001206/397 |
| Book / Page | 1206 / 397 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 2019-002244 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 263 LOVELACE RD, CLARKESVILLE, GA 30523-2843 |
| Document Number | 0000001206/0000000401 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 0000001206/0000000401 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2034 |
The 2026 property tax bill for 263 Lovelace Rd was $1,977 with a homeowner's exemption, down 4.5% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,977.00 (-4.49%) Homeowner's exemption | $119,978 (+2.93%) Land $32,000 Building $87,978 | $299,946 (+2.93%) Land $80,000 Building $219,946 |
| 2025 | $2,070.00 Homeowner's exemption | $116,559 Land $32,000 Building $84,559 | $291,398 Land $80,000 Building $211,398 |
| 2023 | Homeowner's exemption | $81,212 (+10.99%) Land $24,000 Building $57,212 | $203,030 (+10.99%) Land $60,000 Building $143,030 |
| 2022 | Homeowner's exemption | $73,168 Land $24,000 Building $49,168 | $182,920 Land $60,000 Building $122,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 263 Lovelace Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 263 Lovelace Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| TrailWave Fiber | 1,000 / 1,000 |
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