263 Locust St, Hammond, IN 46324 Property Records

Lake County property record for 263 Locust St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,388 sqft · built 1923
Lot Size	0.117 acres (5,076 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Aug 2021)
Tax Bill	$1,615 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0065-0003`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0065-0003`
Alternative APNs	`45-06-12-132-025.000-023` `263500650003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	1,892 sqft
1st Floor Area	694 sqft
Basement Area	504 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2010
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,076 sqft (0.117 acres)
Lot Dimensions	108 ft deep x 47 ft wide
View / Lot	Alley
Garage Area	904 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	263 LOCUST ST
City	HAMMOND
State	IN
Zip	46324-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW GROVE ADD. E. 47.02 FT. OF W. 101.02 FT. L.10 BL.1
Legal Subdivision	MEADOW GROVE ADD
Legal Block	1
Legal Lot Number	10
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1025
Census Tract	21500

Owner

Source: Lake County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	263 LOCUST ST, HAMMOND, IN 46324-1441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 13, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Nov 28, 2022	Affidavit of Death of Joint Tenant, Transfer · Stand-Alone First Mortgage INDIANA HOUSING & COMMUNITY DEVELOP
Nov 28, 2022	Affidavit of Death of Joint Tenant, Transfer · Stand-Alone First Mortgage INDIANA HOUSING & COMMUNITY DEVELOP
Aug 2, 2021	Warranty Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Apr 19, 2006 · Amount on Record
Deed Document Number	2021520550
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	263 LOCUST ST, HAMMOND, IN 46324-1441
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 LOCUST ST, HAMMOND, IN 46324-1441

Mortgage

Document Number	0000011656
Date	Mar 25, 2026
Instrument	2026-511656

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Aug 1, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	263 LOCUST ST, HAMMOND, IN 46324-1441
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 LOCUST ST, HAMMOND, IN 46324-1441

Mortgage

Document Number	0000040786
Date	Dec 13, 2023
Instrument	2023-540786

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Aug 1, 2051

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE IN
Recording Date	Nov 28, 2022
Property Address	263 LOCUST ST, HAMMOND, IN 46324-1441
Document Number	0000047111
Map Reference	MB 1 PG 42
Instrument Date	Nov 17, 2022
Instrument	2022-547111
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047190
Date	Nov 28, 2022
Instrument	2022-547190

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOP
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE IN
Recording Date	Nov 28, 2022
Property Address	263 LOCUST ST, HAMMOND, IN 46324-1441
Document Number	0000047111
Map Reference	MB 1 PG 42
Instrument Date	Nov 17, 2022
Instrument	2022-547111
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	0000047190
Date	Nov 28, 2022
Instrument	2022-547190

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOP
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 2, 2021
Property Address	263 LOCUST ST, HAMMOND, IN 46324-1441
Document Number	0000020550
Instrument Date	Jul 28, 2021
Instrument	2021-520550
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 LOCUST ST, HAMMOND, IN 46324-1441

Mortgage

Document Number	0000020551
Date	Aug 2, 2021
Instrument	2021-520551

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000022868
Date	Aug 13, 2021
Instrument	2021-522868

Lender

Name	CITY OF HAMMUND
Type	Government Agency
Address	HAMMOND, IN 46320

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,400 (+8.35%) Land $24,100 Building $104,300	$128,400 (+8.35%) Land $24,100 Building $104,300
2024	$1,615.00 (+11.07%)
2023		$118,500 (+2.07%) Land $27,700 Building $90,800	$118,500 (+2.07%) Land $27,700 Building $90,800
2022	$1,454.00	$116,100 Land $27,700 Building $88,400	$116,100 Land $27,700 Building $88,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, Verizon.

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures