Middlesex County and Concord Town property record for 263 Elm St, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,059 sqft · built 1990 |
| Lot Size | 0.998 acres (43,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,302,000 (Jan 2018) |
| Tax Bill | $29,383 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Aug 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:00009F B:03940-00001 |
| Primary APN | M:00009F B:03940-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,059 sqft Living Area |
| Gross Area | 5,992 sqft |
| Basement Area | 1,164 sqft |
| Unfinished Basement | 1,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,485 sqft (0.998 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 5116 |
|---|---|
| Street Address | 263 ELM ST |
| City | CONCORD |
| State | MA |
| Zip | 01742-2251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 3940 |
| Legal Lot Number | 1 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 361100 |
263 Elm St is owned and occupied by two individuals who bought it in January 2018.
Source: Middlesex County and Concord Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 263 ELM ST, CONCORD, MA 01742-2251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Aug 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Jul 16, 2018 | Deed of Trust, Mortgage SANTANDER BANK NA |
| Jul 16, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA |
| Jun 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Jan 22, 2018 | Quit Claim Deed, Transfer NORTHERN BK & TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2018 · Amount on File |
| Deed Sale | Jan 22, 2018 · Amount on File |
| Prior Sale | Sep 24, 1990 · Amount on File |
| Deed Book / Page | 70539 / 94 |
| Transfer Doc | 0070539-94 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 263 ELM ST, CONCORD, MA 01742-2251 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078397-191 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 78397/191 |
| Instrument | 174559 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 263 ELM ST, CONCORD, MA 01742-2251 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78397-191 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 78397/191 |
| Instrument | 174559 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 263 ELM ST, CONCORD, MA 01742-2251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71320-378 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 71320/378 |
| Instrument | 105435 |
| Name | SANTANDER BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 263 ELM ST, CONCORD, MA 01742-2251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71320-394 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 71320/394 |
| Instrument | 105436 |
| Name | SANTANDER BANK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 263 ELM ST, CONCORD, MA 01742-2251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72771-192 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 72771/192 |
| Instrument | 82320 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Jan 22, 2018 |
| Property Address | 263 ELM ST, CONCORD, MA 01742-2251 |
| Document Number | 70539-94 |
| Book / Page | 70539 / 94 |
| Instrument | 10021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.42 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 263 ELM ST, CONCORD, MA 01742-2251 |
| Document Number | 705390099 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | 70539/0099 |
| Name | NORTHERN BK & TR |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 22, 2048 |
| Rate | 4.63% |
|---|---|
| Max Rate At Change | 20.1% |
| Max Rate | 2.75% |
The 2026 property tax bill for 263 Elm St was $29,383, up 10,032.1% from the year before.
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,383.00 (+10,032.07%) | $2,251,600 (+2.93%) Land $1,071,800 Building $1,179,800 | $2,692,903 (+46.49%) |
| 2025 | $290.00 (-98.99%) | $2,187,400 (-) Land $1,093,500 Building $1,093,900 | $1,838,345 |
| 2024 | $28,721.00 (+14.36%) | $2,187,400 (+12.87%) Land $1,093,500 Building $1,093,900 | |
| 2023 | $25,115.00 | $1,937,900 Land $894,600 Building $1,043,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 263 Elm St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1979–2010) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 263 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures