Bergen County and Ridgewood Village property record for 263 Edwards St, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,836 sqft · built 1915 |
| Lot Size | 0.127 acres (5,532 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $396,000 (Mar 2013) |
| Tax Bill | $11,444 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Apr 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-03908-0000-00015 |
| Primary APN | 51-03908-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,836 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame |
| Lot Area | 5,532 sqft (0.127 acres) |
| Lot Dimensions | 138 ft deep x 40 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 263 EDWARDS ST |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | .127 AC |
| Legal Block | 3908 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 47400 |
263 Edwards St is owned and occupied by two individuals who bought it in March 2013.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 263 EDWARDS ST, RIDGEWOOD, NJ 07450-5011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Apr 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2013 · Amount on File |
| Deed Sale | Mar 9, 2013 · Amount on File |
| Prior Sale | Feb 21, 2001 · Amount on File |
| Deed Book / Page | 1308 / 1350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 263 EDWARDS ST, RIDGEWOOD, NJ 07450-5011 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048300444 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 4830/444 |
| Instrument | 2022098051 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 263 EDWARDS ST, RIDGEWOOD, NJ 07450-5011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032110294 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 3211/294 |
| Instrument | 19-020525 |
| Name | COLUMBIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 263 Edwards St was $11,444, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,000 (-) Land $246,200 Building $149,800 | $396,000 (-) Land $246,200 Building $149,800 | |
| 2025 | $11,444.00 (+0.73%) | $396,000 Land $246,200 Building $149,800 | $396,000 Land $246,200 Building $149,800 |
| 2024 | $11,361.00 | ||
| 2023 | $396,000 Land $246,200 Building $149,800 | $396,000 Land $246,200 Building $149,800 | |
| 2022 | $10,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 263 Edwards St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 263 Edwards St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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