263 Cozy Mdws, Grayson, KY 41143 Property Records

Carter County property record for 263 Cozy Mdws, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,428 sqft · built 2003
Lot Size	6.91 acres (301,000 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Sep 2020)
Tax Bill	$2,192 (2025)
Deeds & Mortgages	Dec 2012 Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-00-00-005.00`

Property Details

APN / Parcel Number

Primary APN	`105-00-00-005.00`
Alternative APN	`31192`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,428 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	301,000 sqft (6.91 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	31192
Street Address	263 COZY MDWS
City	GRAYSON
State	KY
Zip	41143-8989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & TRACT F VERNES MEADOWS (6.91 ACR
Legal Subdivision	PROMISE LAND ESTATES
Legal Tract	F
Legal Lot Number	F
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2035
Census Tract	960602

Owner

263 Cozy Mdws is owned and occupied by an individual who bought it in September 2020.

Source: Carter County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	263 COZY MDWS, GRAYSON, KY 41143-8989
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF GRAYSON
Nov 20, 2023	Deed, Transfer
Sep 16, 2020	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Deed Document Number	2020464375
Deed Book / Page	439 / 54
Record Updated	Jun 8, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	263 COZY MDWS, GRAYSON, KY 41143-8989
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR296/707
Date	Dec 4, 2012
Book Page	OR296/707
Instrument	341231

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Address	GRAYSON, KY 41143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2032

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Nov 20, 2023
Property Address	263 COZY MDWS, GRAYSON, KY 41143-8989
Document Number	000509/657
Book / Page	509 / 657
Instrument Date	Aug 30, 2023
Instrument	572480
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 VANSANT ST, SANDY HOOK, KY 41171-8309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 PARADISE HL, GRAYSON, KY 41143-6954

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Sep 16, 2020
Property Address	263 COZY MDWS, GRAYSON, KY 41143-8989
Document Number	00OR439/54
Book / Page	OR439 / 54
Map Reference	MB 86 PG 848
Instrument Date	Sep 15, 2020
Instrument	464375
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 RAY DR, WILMINGTON, NC 28405-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 COZY MDWS, GRAYSON, KY 41143-8989

Mortgage

Document Number	0000464377
Date	Sep 16, 2020
Instrument	464377

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 263 Cozy Mdws was $2,192.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Grayson City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,192.00	$257,000	$257,000
2023	$2,215.00 (-0.36%)	$257,000 (-)	$257,000 (-)
2022	$2,223.00	$257,000	$257,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 263 Cozy Mdws in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 263 Cozy Mdws is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

Nearby Properties on Cozy Mdws

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures