263 Coram School Ln, Coram, MT 59913 Property Records

Flathead County property record for 263 Coram School Ln, Coram, MT 59913

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 368 sqft · built 1967
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,300 (2026)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0764799`

Property Details

APN / Parcel Number

Primary APN	`R0764799`
Alternative APNs	`07-4295-29-4-09-01-0000` `0000385905`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	368 sqft Living Area
1st Floor Area	368 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Carport
Carport	Carport
Deck Area	84 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000385905
Street Address	263 CORAM SCHOOL LN
City	CORAM
State	MT
Zip	59913-7745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FEHLBERG, S29, T31 N, R19 W, LOT H & F, ASSR#0000385905
Legal Range	19W
Legal Township	31N
Legal Section	29
Legal Subdivision	FEHLBERG
Legal Lot Number	H & F
Jurisdiction	FLATHEAD MT
Township / Civil Division	SOUTH FORK
Census Block Group	1
Census Block	1295
Census Tract	102

Owner

263 Coram School Ln is owned by two individuals who acquired it in October 2025.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 MAIN ST, KALISPELL, MT 59901-4449
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025
Deed Sale	Oct 3, 2025
Prior Sale	Jul 11, 2025 · Amount on File
Deed Document Number	202521727
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 3, 2025
Property Address	263 CORAM SCHOOL LN, CORAM, MT 59913-7745
Document Number	202500021727
Instrument Date	Oct 3, 2025
Instrument	202500021727
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 MAIN ST, KALISPELL, MT 59901-4449

Mortgage

Document Number	202500022347
Date	Oct 3, 2025
Instrument	202500022347

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	8.17%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	3 Years
Min Rate At Change	7.17%
Max Rate At Change	10.1%
Index	3-Year CMT
Max Rate	13.1%

Tax Assessment & Valuation

The 2026 property tax bill for 263 Coram School Ln was $1,300, up 52% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,300.00 (+52.05%)	$354,828 (+48.46%)
2025	$855.00	$239,000	$354,828 Land $99,828 Building $255,000
2023	$1,670.00	$212,900	$212,900 Land $68,693 Building $144,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 263 Coram School Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 263 Coram School Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 65% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORAM COUNTY WATER AND SEWER DISTRICT serves 450 people · EPA ID MT0000189
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
MontanaSky Networks Fixed Wireless	50 / 10
CenturyLink DSL	40 / 5