Banks County property record for 263 Cain Rd, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2001 |
| Lot Size | 4.32 acres (188,615 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,447 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B87 006A |
| Primary APN | B87 006A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Heated Area |
| 1st Floor Area | 1,560 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 188,615 sqft (4.32 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 600 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 416 sqft |
| Deck Area | 136 sqft |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 7176 |
|---|---|
| Street Address | 263 CAIN RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | PB C-116 25-59 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 970400 |
Source: Banks County records · APN B87 006A
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 263 CAIN RD, COMMERCE, GA 30530-7100 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2000 |
| Deed Sale | Oct 01, 2000 |
| Deed Document Number | 0000164268 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 263 CAIN RD, COMMERCE, GA 30530-7100 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 263 CAIN RD, COMMERCE, GA 30530-7100 |
| Document Number | 0000000558/0000000763 |
|---|---|
| Date | Apr 04, 2024 |
| Book Page | 0000000558/0000000763 |
| Name | DISCOVER BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,447.00 (-3.09%) Homeowner's exemption | $137,034 (+5.26%) Land $30,862 Building $106,172 | $342,585 (+5.26%) Land $77,154 Building $265,431 |
| 2024 | $2,525.00 (+27.65%) Homeowner's exemption | $130,190 (+11.1%) Land $28,056 Building $102,134 | $325,474 (+11.1%) Land $70,140 Building $255,334 |
| 2023 | $1,978.00 (-0.55%) Homeowner's exemption | $117,187 (+21.22%) Land $30,013 Building $87,174 | $292,967 (+21.22%) Land $75,033 Building $217,934 |
| 2022 | $1,989.00 Homeowner's exemption | $96,671 Land $21,873 Building $74,798 | $241,677 Land $54,683 Building $186,994 |
Source: FEMA National Flood Hazard Layer as of December 17, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Uniti Group DSL | 50 / 3 |
May also be available: Verizon.
Based on FCC filings for 5 locations within half a mile of this property.
4G LTE only, no 5G reported
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