263 Bowie Dr, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 263 Bowie Dr, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,959 sqft · built 1978
Lot Size	0.354 acres (15,420 sqft)
Owner	2 Individual Names on File
Last Sale	$1,435,000 (Jun 2022)
Tax Bill	$16,913 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074-482-034`

Property Details

APN / Parcel Number

Primary APN	`074-482-034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,959 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	15,420 sqft (0.354 acres)
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	263 BOWIE DR
City	LOS OSOS
State	CA
Zip	93402-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 307 BL 3 LT 13
Legal Subdivision	TRACT NO 307
Legal Tract	307
Legal Block	3
Legal Lot Number	13
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	4
Census Block	4006
Census Tract	10707

Owner

263 Bowie Dr is owned and occupied by two individuals who bought it in June 2022.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	263 BOWIE DR, LOS OSOS, CA 93402-4306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 27, 2019	Deed of Trust, Mortgage · ARM SESLOC FCU
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SESLOC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Sep 20, 2016 · Amount on File
Deed Document Number	202225521
Prior Transfer Date	Jul 7, 2000
Prior Transfer Doc	0000043100
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 17, 2022
Property Address	263 BOWIE DR, LOS OSOS, CA 93402-4306
Document Number	0000025521
Map Reference	MB 7 PG 47
Instrument Date	May 5, 2022
Instrument	2022025521
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	263 BOWIE DR, LOS OSOS, CA 93402-4306

Mortgage

Document Number	0000025522
Date	Jun 17, 2022
Instrument	2022025522

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	263 BOWIE DR, LOS OSOS, CA 93402-4306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035469
Date	Aug 27, 2019
Instrument	2019035469

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	4.12%
Index	11th District COF
Max Rate	8.12%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	263 BOWIE DR, LOS OSOS, CA 93402-4306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 BOWIE DR, LOS OSOS, CA 93402-4306

Mortgage

Document Number	0000052057
Date	Sep 22, 2020
Instrument	2020052057

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 263 Bowie Dr was $16,913.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,553,288 (+2%) Land $703,580 Building $849,708
2025	$16,913.00	$1,522,833 Land $689,785 Building $833,048
2023	$16,324.00 (+66.78%)	$1,463,700 Land $663,000 Building $800,700
2022	$9,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 263 Bowie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 263 Bowie Dr is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - LOS OSOS private · serves 5,942 people · EPA ID CA4010017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Surfnet Communications.

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