Mecklenburg County property record for 2629 Phillips Ave, Charlotte, NC 28208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,286 sqft · built 2022 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $835,000 (Jun 2023) |
| Tax Bill | $5,912 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-045-08 |
| Primary APN | 145-045-08 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,286 sqft Living Area |
| Gross Area | 3,610 sqft |
| 1st Floor Area | 1,555 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 15 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2629 PHILLIPS AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28208-7027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L36 B3 M6-3 |
| Legal Subdivision | SCOTLAND HILLS |
| Legal Block | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 3600 |
2629 Phillips Ave is owned and occupied by an individual who bought it in June 2023.
Source: Mecklenburg County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2629 PHILLIPS AVE, CHARLOTTE, NC 28208-7027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 8, 2023 | Warranty Deed, Transfer · Commercial Mortgage JOHN BAUER |
| Apr 14, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage TERRAPIN CREEK LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2023 · Amount on File |
| Deed Sale | Jun 8, 2023 · Amount on File |
| Prior Sale | Apr 14, 2022 · Amount on File |
| Deed Document Number | 202354137 |
| Deed Book / Page | 38176 / 964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2629 PHILLIPS AVE, CHARLOTTE, NC 28208-7027 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2629 PHILLIPS AVE, CHARLOTTE, NC 28208-7027 |
| Document Number | 0000090821 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 38386/246 |
| Instrument | 2023090821 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 8, 2023 |
| Property Address | 2629 PHILLIPS AVE, CHARLOTTE, NC 28208-7027 |
| Document Number | 0000054137 |
| Book / Page | 38176 / 964 |
| Map Reference | MB 6 PG 3 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 2023054137 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2629 PHILLIPS AVE, CHARLOTTE, NC 28208-7027 |
| Document Number | 0000054138 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 2023054138 |
| Name | JOHN BAUER |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 8, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 14, 2022 |
| Property Address | 2629 PHILLIPS AVE, CHARLOTTE, NC 28208-7027 |
| Document Number | 0000058168 |
| Book / Page | 37253 / 575 |
| Map Reference | MB 6 PG 3 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022058168 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | SOUTH MIAMI TITLE COMPANY, SOUTH CITY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14661 GREENPOINT LN, HUNTERSVILLE, NC 28078-2624 |
| Name | Verified Name |
|---|---|
| Address | 3109 BANINGER DRIVE, CHARLOTTE, NC 28217 |
| Document Number | 0000058169 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 2022058169 |
| Name | TERRAPIN CREEK LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Jan 10, 2023 |
The 2025 property tax bill for 2629 Phillips Ave was $5,912, up 1.6% from the year before.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,912.00 (+1.62%) | $748,200 Land $180,000 Building $568,200 | $748,200 Land $180,000 Building $568,200 |
| 2024 | $5,818.00 (+234.95%) | ||
| 2023 | $1,737.00 | $180,000 Land $180,000 | $180,000 Land $180,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2629 Phillips Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2629 Phillips Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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