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2629 Little Rd, Toano, VA 23168 Property Records

James City County property record for 2629 Little Rd, Toano, VA 23168

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1997
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on Record
Last Sale$222,500 (May 2023)
Tax Bill$1,786 (2025)
Deeds & MortgagesAug 2026 Line of Credit
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-4 02-0-0009

Property Details

APN / Parcel Number

Primary APN21-4 02-0-0009
Alternative APN
  • 878

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area780 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood Siding
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area19,994 sqft (0.459 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area192 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number878
Street Address2629 LITTLE RD
CityTOANO
StateVA
Zip23168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8 RURAL R
Legal DescriptionL-9 LONGHOUSE VILLAGE
Legal SubdivisionLONGHOUSE VILLAGE
Legal Lot Number9
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group1
Census Block1039
Census Tract80306

Owner

Source: James City County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2629 LITTLE CREEK DAM RD, TOANO, VA 23168-8618
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage · Line of Credit
ADVANTAGE FEDERAL CREDIT UNION
May 25, 2023Warranty Deed, Transfer · FHA Mortgage
PRIMELENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2023 · Amount on Record
Deed SaleMay 25, 2023 · Amount on Record
Prior SaleOct 17, 2011 · Amount on Record
Deed Document Number20234956
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Recording DateAug 28, 2026
Property Address2629 LITTLE RD, TOANO, VA 23168
Document Number0000011091
Instrument DateAug 19, 2026
Instrument202611091
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011091,
DateAug 28, 2026
Instrument202611091
Lender
NameADVANTAGE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 27, 2056
Interest
Max Rate-1%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateMay 25, 2023
Property Address2629 LITTLE CREEK DAM RD, TOANO, VA 23168-8618
Document Number0202304956
Instrument DateMay 22, 2023
Instrument202304956
Transaction TypeTransfer
Record UpdatedMay 31, 2023
Title CompanyBARRISTERS SETTLEMENT AND TITLE, BARRISTERS SETLEMENT & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2629 LITTLE CREEK DAM RD, TOANO, VA 23168-8618

Mortgage

Document Number0202304957
DateMay 25, 2023
Instrument202304957
Lender
NamePRIMELENDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,786.00 (+91.02%)$215,200 (+61.8%) Land $50,500 Building $164,700$215,200 (+61.8%) Land $50,500 Building $164,700
2023$133,000 Land $43,000 Building $90,000$133,000 Land $43,000 Building $90,000
2019$935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 147 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies147 in force
Nearby Flood Claims14 (2003–2024)
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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