2629 Clearwater Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2629 Clearwater Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Commercial
Lot Size	1.56 acres (67,954 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Oct 2026)
Tax Bill	$28,688 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-45772-0580`

Property Details

APN / Parcel Number

Primary APN	`82-45772-0580`

Exterior

Lot Area	67,954 sqft (1.56 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	2629 CLEARWATER RD
City	SAINT CLOUD
State	MN
Zip	56301-5953
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 001 BLK 001 CLEARWATER ROAD BUSINESS PARK SECTION 26 TOWNSHIP 124 RANGE 28 SECTION 26 TOWNSHIP 124 RANGE 28
Legal Range	28W
Legal Township	124
Legal Section	26
Legal Subdivision	CLEARWATER ROAD BUSINESS PARK
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2022
Census Tract	304

Owner

Source: Stearns County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2629 CLEARWATER RD, SAINT CLOUD, MN 56301-5953
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Special Warranty Deed, Transfer ANCONA TITLE
Oct 8, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF RIO VISTA
Oct 24, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Prior Sale	Oct 8, 2026 · Amount on Record
Deed Document Number	202647279
Record Updated	Oct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 8, 2026
Property Address	2629 CLEARWATER RD, SAINT CLOUD, MN 56301-5953
Document Number	0000047278
Instrument Date	Oct 1, 2026
Instrument	202647278
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	ANCONA TITLE

Transaction

Amount	Amount Recorded
Tax	$366,630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2300 6TH ST N, SAINT CLOUD, MN 56303-3206

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 8, 2026
Property Address	2629 CLEARWATER RD, SAINT CLOUD, MN 56301-5953
Document Number	0000047279
Instrument Date	Oct 1, 2026
Instrument	202647279
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	ANCONA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2629 CLEARWATER RD, SAINT CLOUD, MN 56301-5953

Mortgage

Document Number	0000047280,
Date	Oct 8, 2026
Instrument	202647280

Lender

Name	BANK OF RIO VISTA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000047281,
Date	Oct 8, 2026
Instrument	202647281

Lender

Name	BANK OF RIO VISTA

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2027

Interest

Max Rate	-1%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 24, 2022
Property Address	2629 CLEARWATER RD, SAINT CLOUD, MN 56301-5953
Document Number	0000T45055
Instrument Date	Oct 24, 2022
Instrument	T45055
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 6TH ST N, SAINT CLOUD, MN 56303-3206

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,688.00	$975,700 (+5.5%) Land $165,100 Building $810,600	$975,700 (+5.5%) Land $165,100 Building $810,600
2024	$28,688.00 (+56.37%)
2023	$18,346.00	$924,800 Land $165,100 Building $759,700	$924,800 Land $165,100 Building $759,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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