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2628 Spruce St, River Grove, IL 60171 Property Records

Cook County property record for 2628 Spruce St, River Grove, IL 60171

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,332 sqft · built 1951
Lot Size0.1 acres (4,375 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Jun 2025)
Tax Bill$8,056 (2023)
Deeds & MortgagesAug 2026 Transfer
Dec 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-27-404-038

Property Details

APN / Parcel Number

Primary APN12-27-404-038
Alternative APN
  • 12-27-404-038-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,332 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area4,375 sqft (0.1 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2628 SPRUCE ST
CityRIVER GROVE
StateIL
Zip60171-1624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALTER G (MCINTOSH) COS (RIVER)(PARK) ADD SUB PT FRAC L SEC27 & PT NE SEC34 NIBL PT LAFRAMBOISE RES & E200FT BLK27 ALL BLK30
Legal Range12E
Legal Township40N
Legal Section27
Legal SubdivisionMCINTOSH COS RIVER PARK
Legal Block27,30
Legal Lot Number20
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group2
Census Block2006
Census Tract811200

Owner

Source: Cook County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2628 SPRUCE ST, RIVER GROVE, IL 60171-1624
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 10, 2019Deed of Trust, Mortgage
MISCELLANEOUS INS CO
Feb 18, 2021Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO
May 8, 2018Grant Deed, Transfer
ATTORNEY ONLY
Dec 26, 2018Quit Claim Deed, Construction Loan
MORGAN STANLEY ASSET FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2025 · Amount on Record
Deed SaleJun 4, 2025 · Amount on Record
Prior SaleJul 18, 2016 · Amount on Record
Deed Document Number202530024
Last Transfer DateJul 7, 2026
Transfer Doc0000029104
Record UpdatedSep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateAug 11, 2026
Property Address2628 SPRUCE ST, RIVER GROVE, IL 60171-1624
Document Number0000029104
Instrument DateJul 7, 2026
Instrument202629104
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2628 SPRUCE ST, RIVER GROVE, IL 60171-1624

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2628 SPRUCE ST, RIVER GROVE, IL 60171-1624
Document Number2023310049
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address27 N WACKER DR #435 CHICAGO IL 606062800, 435, CHICAGO, IL 60606-2800

Mortgage

Document Number2023310049
DateAug 20, 2020
Instrument23310049
Lender
NameMISCELLANEOUS INS CO
Address1 METLIFE WAY, WHIPPANY, NJ 07981-1449
Agreement
AmountAmount Recorded
Term120 Months
DueAug 19, 2030

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateFeb 18, 2021
Property Address2628 SPRUCE ST, RIVER GROVE, IL 60171-1624
Document Number0004922056
Instrument DateDec 6, 2019
Instrument2104922056
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 N WACKER DR # 435, 435, CHICAGO, IL 60606-2800

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateMay 8, 2018
Property Address2628 SPRUCE ST, RIVER GROVE, IL 60171-1624
Document Number1812829391
Instrument DateApr 13, 2018
Instrument12829391
Transaction TypeTransfer
Record UpdatedMay 15, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address111 S WACKER DR #4730 CHICAGO IL 606064719, 4730, CHICAGO, IL 60606-4719
InvestorPossibly a Property Investor

December 2018: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateDec 26, 2018
Property Address2628 SPRUCE ST, RIVER GROVE, IL 60171-1624
Document Number1836006191
Instrument DateApr 13, 2018
Instrument36006191
Transaction TypeConstruction Loan
Record UpdatedJan 7, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address111 S WACKER DR #4730 CHICAGO IL 606064719, 4730, CHICAGO, IL 60606-4719
InvestorPossibly a Property Investor

Mortgage

Document Number1812919006
DateDec 26, 2018
Instrument12919006
Lender
NameMORGAN STANLEY ASSET FNDG
TypeFunding / Finance Company
Address1585 BROADWAY # 25TH, NEW YORK, NY 10036-8200
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number1814316102,
DateDec 26, 2018
Instrument14316102
Lender
NameMORGAN STANLEY ASSET FNDG
TypeFunding / Finance Company
Address1585 BROADWAY # 25TH, NEW YORK, NY 10036-8200
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalityRiver Grove Village
Secondary School DistrictLeyden Community High School District 212 (09 - 12)
Elementary School DistrictRiver Grove School District 85-5 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,000 (+33.11%) Land $5,469 Building $26,531$320,000 (+33.11%) Land $54,690 Building $265,310
2023$8,056.00 (+1.82%)
2022$7,912.00$24,040 Land $4,593 Building $19,447$240,400 Land $45,930 Building $194,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims91 (1979–2020)
Claims Outside the SFHA9 of 91
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 27 claims
  • Severe Storms And Flooding, Jul 2010 · 33 claims
  • Severe Storms & Flooding, Aug 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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