2628 Richardson Rd, Crestview, FL 32539 Property Records

Walton County property record for 2628 Richardson Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 2003
Lot Size	2.06 acres (89,995 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Dec 2022)
Tax Bill	$75 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-4N-21-38006-001-0050`

Property Details

APN / Parcel Number

Primary APN	`28-4N-21-38006-001-0050`
Alternative APNs	`28-421-38006-001-0050` `1062040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,192 sqft
1st Floor Area	1,056 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	89,995 sqft (2.06 acres)
Lot Dimensions	400 ft deep x 225 ft wide
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	136 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2628 RICHARDSON RD
City	CRESTVIEW
State	FL
Zip	32539-9251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1 BELLE HIGHLAND EST 1ST ADD PB 4-20 OR 2375-456 OR 2801-3018 OR 2947-1048 OR 2961-26 OR 3275-538
Legal Range	021
Legal Township	04N
Legal Section	28
Legal Subdivision	BELLE HIGHLAND EST 1
Legal Block	1
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	PAXTON-DARLINGTON
Census Block Group	3
Census Block	3012
Census Tract	950104

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2628 RICHARDSON RD, CRESTVIEW, FL 32539-9251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 9, 2022	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Sep 30, 2014 · Amount on Record
Deed Document Number	202252739
Deed Book / Page	3275 / 538
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2628 RICHARDSON RD, CRESTVIEW, FL 32539-9251
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 RICHARDSON RD, CRESTVIEW, FL 32539-9251

Mortgage

Document Number	0033920411
Date	Mar 26, 2026
Book Page	3392/411
Instrument	20260011463

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 9, 2022
Property Address	2628 RICHARDSON RD, CRESTVIEW, FL 32539-9251
Document Number	0032750538
Book / Page	3275 / 538
Map Reference	MB 4 PG 20
Instrument Date	Nov 30, 2022
Instrument	20220052739
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2628 RICHARDSON RD, CRESTVIEW, FL 32539-9251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 RICHARDSON RD, CRESTVIEW, FL 32539-9251

Mortgage

Document Number	0003275540
Date	Dec 9, 2022
Instrument	3275/540

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75.00	$60,373 (-56.55%)	$133,566 (-3.86%) Land $12,500 Building $121,066
2024	$75.00
2023	$75.00 (-79.22%) Homeowner's exemption	$138,933 (+34.25%) Land $15,340 Building $123,593	$138,933 (+34.25%) Land $15,340 Building $123,593
2022	$361.00 Homeowner's exemption	$103,490 Land $11,295 Building $92,195	$103,490 Land $11,295 Building $92,195

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOSSY HEAD WATER WORKS, INC. private · serves 4,386 people · EPA ID FL1660803
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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