2628 Richards Dr, Waco, TX 76710 Property Records

McLennan County property record for 2628 Richards Dr, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,817 sqft · built 1971
Lot Size	0.648 acres (28,227 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,248 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`480345010002001`

Property Details

APN / Parcel Number

Primary APN	`480345010002001`
Alternative APNs	`4803450100020010111` `186931`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,817 sqft Living Area
Gross Area	4,513 sqft
1st Floor Area	2,560 sqft
2nd Floor Area	1,257 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	28,227 sqft (0.648 acres)
Lot Dimensions	190 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	696 sqft
Driveway	Driveway
Driveway Area	2,430 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	424 sqft
Deck Area	100 sqft
Patio Area	368 sqft
Fence	Fence
Greenhouse	465 sqft
Storage Building	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	186931
Old Parcel Number	4803450100020010111
Street Address	2628 RICHARDS DR
City	WACO
State	TX
Zip	76710-1058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	REGENCY PARK LOT 2 BLOCK 1 ACRES .648
Legal Subdivision	REGENCY PARK
Legal Block	1
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2005
Census Tract	2501

Owner

Source: McLennan County records · APN 480345010002001

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2628 RICHARDS DR, WACO, TX 76710-1058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2004
Deed Sale	Jan 30, 2004
Deed Document Number	2004003839
Record Updated	Jun 07, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2628 RICHARDS DR, WACO, TX 76710-1058
Transaction Type	Mortgage
Record Updated	Aug 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022726
Date	Jul 20, 2023
Instrument	2023022726

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	WACO, TX 76703

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$706,815 (+5.04%) Land $65,490 Building $677,940	$743,430 (+10.48%) Land $65,490 Building $677,940
2024	$7,248.00 (+10.07%)
2023		$672,900 Land $65,490 Building $607,410	$672,900 Land $65,490 Building $607,410
2022	$6,585.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2007–2018)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 4 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 277 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WACO serves 146,241 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.