Clay County property record for 2628 Primrose Cir, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,587 sqft · built 2008 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,712 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-05-24-006700-210-00 |
| Primary APN | 28-05-24-006700-210-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,587 sqft Living Area |
| Gross Area | 2,487 sqft |
| 1st Floor Area | 1,587 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2628 PRIMROSE CIR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-6051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 6 BLK 4 BLACK CREEK PARK UNIT 3 AS REC OR 4954 PG 902 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 28 |
| Legal Subdivision | BLACK CREEK PARK UNIT 3 |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Legal Unit | 3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 30106 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2628 PRIMROSE CIR, MIDDLEBURG, FL 32068-6051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 22, 2023 | Warranty Deed, Transfer · FHA Mortgage OPEN MORTGAGE LLC |
| Sep 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2023 |
| Deed Sale | Feb 22, 2023 |
| Prior Sale | Sep 8, 2020 · Amount on Record |
| Deed Document Number | 20237526 |
| Deed Book / Page | 4690 / 1754 |
| Prior Transfer Date | May 14, 2007 |
| Prior Transfer Doc | 0029071384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2628 PRIMROSE CIR, MIDDLEBURG, FL 32068-6051 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2628 PRIMROSE CIR, MIDDLEBURG, FL 32068-6051 |
| Document Number | 0048691285 |
|---|---|
| Date | Oct 23, 2024 |
| Book Page | 4869/1285 |
| Instrument | 2024048932 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 482 Months |
| Due | Dec 1, 2064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 22, 2023 |
| Property Address | 2628 PRIMROSE CIR, MIDDLEBURG, FL 32068-6051 |
| Document Number | 0046901754 |
| Book / Page | 4690 / 1754 |
| Map Reference | MB 13 PG 32-34 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023007526 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1414 TALBOT AVE, JACKSONVILLE, FL 32205-7724 |
| Name | Verified Name |
|---|---|
| Address | 2628 PRIMROSE CIR, MIDDLEBURG, FL 32068-6051 |
| Document Number | 0046901758 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 4690/1758 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 8, 2020 |
| Property Address | 2628 PRIMROSE CIR, MIDDLEBURG, FL 32068-6051 |
| Document Number | 0043500694 |
| Book / Page | 4350 / 694 |
| Map Reference | MB 13 PG 32-34 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 2020045852 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,872.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 721 MUSKOGEE LN, 721, JACKSONVILLE, FL 32259-7962 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2628 PRIMROSE CIR, MIDDLEBURG, FL 32068-6051 |
| Document Number | 0004350696 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 4350/696 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,712.00 (+4.73%) | $349,146 (+45.81%) | $352,400 (+3.68%) Land $32,500 Building $319,900 |
| 2024 | $4,499.00 (+33.9%) | ||
| 2023 | $3,360.00 (+6.77%) Homeowner's exemption | $239,453 (+3%) | $339,883 (+13.08%) Land $30,000 Building $309,883 |
| 2022 | $3,147.00 Homeowner's exemption | $232,479 | $300,566 Land $25,000 Building $275,566 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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