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2628 Moraga Dr, Pinole, CA 94564 Property Records

Contra Costa County property record for 2628 Moraga Dr, Pinole, CA 94564

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,136 sqft · built 1968
Lot Size0.254 acres (11,050 sqft)
OwnerCompany Name on Record
Last Sale$246,000 (Jan 1996)
Tax Bill$6,529 (2025)
Deeds & MortgagesOct 2019 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN360-363-002-5

Property Details

APN / Parcel Number

Primary APN360-363-002-5
Alternative APN
  • 360-363-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area2,136 sqft Living Area
Gross Area2,588 sqft
1st Floor Area2,136 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area11,050 sqft (0.254 acres)
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2628 MORAGA DR
CityPINOLE
StateCA
Zip94564-1206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 3517 LOT 115 EX MR
Legal SubdivisionSILVERCREEK
Legal Tract3517
Legal Lot Number115
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group3
Census Block3004
Census Tract359202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2628 MORAGA DR, PINOLE, CA 94564-1206
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
AXOS BANK
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
AXOS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 1996 · Amount on Record
Deed SaleJan 30, 1996 · Amount on Record
Deed Document Number199616335
Last Transfer DateDec 26, 2004
Transfer Doc0000498986
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2628 MORAGA DR, PINOLE, CA 94564-1206
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000166589
DateOct 3, 2019
Instrument2019-166589
Lender
NameAXOS BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2628 MORAGA DR, PINOLE, CA 94564-1206
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2628 MORAGA DR, PINOLE, CA 94564-1206

Mortgage

Document Number0000266861
DateNov 9, 2020
Instrument2020-266861
Lender
NameAXOS BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityPinole City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$416,815 (+2%) Land $160,959 Building $255,856
2025$6,529.00 (+5.92%) Homeowner's exemption$408,643 (+4.04%) Land $157,803 Building $250,840
2023$6,164.00 (+0.85%) Homeowner's exemption$392,776 Land $151,676 Building $241,100
2022$6,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Unwired.

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