2628 Mesa Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2628 Mesa Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,553 sqft · built 2001
Lot Size	0.289 acres (12,577 sqft)
Owner	Company Name on Record
Last Sale	$985,000 (May 2022)
Tax Bill	$11,641 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`146-121-49-00`

Property Details

APN / Parcel Number

Primary APN	`146-121-49-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,553 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	12,577 sqft (0.289 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2628 MESA DR
City	OCEANSIDE
State	CA
Zip	92054-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	PAR 1 TR PM08265
Legal Subdivision	CITY/VISTA
Legal Tract	8265
Legal Block	1
Legal Lot Number	1-4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	18510

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2628 MESA DR, OCEANSIDE, CA 92054-3715
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
May 20, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 2, 2021	Intrafamily Transfer, Transfer
Nov 4, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Nov 4, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Dec 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	2022217795
Prior Transfer Date	Feb 6, 2021
Prior Transfer Doc	0000161273
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2628 MESA DR, OCEANSIDE, CA 92054-3715
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 MESA DR, OCEANSIDE, CA 92054-3715

Mortgage

Document Number	0000295175
Date	Jul 19, 2022
Instrument	2022-0295175

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8%
Index	1-Year CMT
Margin	2
Max Rate	8%

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 20, 2022
Property Address	2628 MESA DR, OCEANSIDE, CA 92054-3715
Document Number	0000217795
Map Reference	FILE 79-008785
Instrument Date	May 5, 2022
Instrument	2022-0217795
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2628 MESA DR, OCEANSIDE, CA 92054-3715

Mortgage

Document Number	0000217796
Date	May 20, 2022
Instrument	2022-0217796

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2021
Property Address	2628 MESA DR, OCEANSIDE, CA 92054-3715
Document Number	0000161273
Map Reference	FILE 79-008785
Instrument Date	Feb 6, 2021
Instrument	2021-0161273
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 N PENNSYLVANIA AVE, GLENDORA, CA 91741-2556

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2019
Property Address	2628 MESA DR, OCEANSIDE, CA 92054-3715
Document Number	0000504664
Instrument Date	Nov 1, 2019
Instrument	504664
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	456 N PENNSYLVANIA AVE GLENDORA CA 917412556, GLENDORA, CA 91741-2556

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2019
Property Address	2628 MESA DR, OCEANSIDE, CA 92054-3715
Document Number	0000504665
Instrument Date	Oct 8, 2019
Instrument	504665
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	456 N PENNSYLVANIA AVE GLENDORA CA 917412556, GLENDORA, CA 91741-2556

Mortgage

Document Number	504666
Date	Nov 4, 2019
Instrument	504666

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2017
Property Address	2628 MESA DR, OCEANSIDE, CA 92054-3715
Document Number	0000591064
Instrument Date	Dec 6, 2017
Instrument	591064
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2448 FLAMETREE RD VISTA CA 920842845, VISTA, CA 92084-2845

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,066,186 (+2%) Land $363,173 Building $703,013
2025	$11,641.00 (+13.94%) Homeowner's exemption	$1,045,281 (+12.64%) Land $356,052 Building $689,229
2023	$10,217.00 (+51.79%) Homeowner's exemption	$928,000 Land $316,000 Building $612,000
2022	$6,731.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (1978–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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