2628 Deer Ridge Dr, Silver Spring, MD 20904 Property Records

Montgomery County property record for 2628 Deer Ridge Dr, Silver Spring, MD 20904

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,468 sqft · built 1993
Lot Size0.058 acres (2,511 sqft)
OwnerCompany Name on Record
Last Sale$327,500 (Aug 2019)
Tax Bill$3,981 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-02973176

Property Details

APN / Parcel Number

Primary APN05-02973176
Alternative APN
  • 02973176

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,468 sqft Living Area
1st Floor Area588 sqft
Basement Area340 sqft
Finished Basement340 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,511 sqft (0.058 acres)
Deck Area173 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02973176
Street Address2628 DEER RIDGE DR
CitySILVER SPRING
StateMD
Zip20904-7158
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR90
Legal DescriptionDEER PARK
Legal SubdivisionDEER PARK
Legal BlockG
Legal Lot Number23
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group1
Census Block1003
Census Tract701424

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2628 DEER RIDGE DR, SILVER SPRING, MD 20904-7158
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Aug 28, 2019Deed, Transfer · FHA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2019 · Amount on Record
Deed SaleAug 28, 2019 · Amount on Record
Prior SaleOct 9, 2007 · Amount on Record
Deed Book / Page58076 / 236
Prior Transfer DateMay 13, 2010
Prior Transfer Doc163601
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2628 DEER RIDGE DR, SILVER SPRING, MD 20904-7158
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2628 DEER RIDGE DR, SILVER SPRING, MD 20904-7158

Mortgage

Document Number0666360279
DateJan 5, 2023
Book Page66636/279
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueDec 8, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 28, 2019
Property Address2628 DEER RIDGE DR, SILVER SPRING, MD 20904-7158
Document Number0580760236
Book / Page58076 / 236
Map ReferenceMB 165 PL 18582
Instrument DateJul 31, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyRGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,093.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2628 DEER RIDGE DR, 2628, SILVER SPRING, MD 20904-7158

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2628 DEER RIDGE DR, SILVER SPRING, MD 20904-7158

Mortgage

Document Number58076243
DateAug 28, 2019
Instrument58076/243
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$396,400 (+7.71%) Land $124,700 Building $271,700$396,400 (-) Land $124,700 Building $271,700
2025$3,981.00 (-6.68%)$368,033 (+18.22%)$396,400 (+27.34%) Land $124,700 Building $271,700
2024$4,266.00 (+43.78%)
2023$311,300 Land $124,700 Building $186,600$311,300 Land $124,700 Building $186,600
2022$2,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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