Stearns County property record for 2628 Cooper Ave S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,086 sqft · built 1966 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,522 (Jul 2026) |
| Tax Bill | $3,264 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer Jul 2026 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44152-0031 |
| Primary APN | 82-44152-0031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,086 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Width | 100 ft Width |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2628 COOPER AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .36A S100' OF N540' OF W161' OF NW4NW4 OLD # 30.18964.000 SECTION 26 TOWNSHIP 124 RANGE 028 SECTION 26 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 26 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 402 |
Source: Stearns County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 720 13TH ST NE, WATERTOWN, SD 57201-1953 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Sep 28, 2026 | Quit Claim Deed, Transfer MORTGAGE CONNECT |
| Jul 23, 2026 | Sheriff's Deed, Foreclosure |
| Dec 21, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on Record |
| Deed Sale | Jul 23, 2026 · Amount on Record |
| Prior Sale | Dec 21, 2017 · Amount on Record |
| Deed Document Number | 20261717802 |
| Last Transfer Date | Sep 22, 2026 |
| Transfer Doc | 0001721667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 28, 2026 |
| Property Address | 2628 COOPER AVE S, SAINT CLOUD, MN 56301-9043 |
| Document Number | 0001721667 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 20261721667 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 13TH ST NE, WATERTOWN, SD 57201-1953 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 23, 2026 |
| Property Address | 2628 COOPER AVE S, SAINT CLOUD, MN 56301-9043 |
| Document Number | 0001717802 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20261717802 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $44,169.32 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Dec 21, 2017 |
| Property Address | 2628 COOPER AVE S, SAINT CLOUD, MN 56301-9043 |
| Document Number | 00A1511619 |
| Instrument Date | Dec 20, 2017 |
| Instrument | A1511619 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2628 COOPER AVE S, SAINT CLOUD, MN 56301-9043 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,264.00 (+24.87%) | $191,200 (+5.29%) Land $45,000 Building $146,200 | $191,200 (+5.29%) Land $45,000 Building $146,200 |
| 2025 | $181,600 (+3.71%) Land $45,000 Building $136,600 | $181,600 (+3.71%) Land $45,000 Building $136,600 | |
| 2023 | $2,614.00 | $175,100 Land $45,000 Building $130,100 | $175,100 Land $45,000 Building $130,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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