2628 Co Rd 46, Waterloo, OH 45688 Property Records

Lawrence County property record for 2628 Co Rd 46, Waterloo, OH 45688

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 432 sqft · built 1860
Lot Size	16 acres (696,960 sqft)
Owner	Individual Name on File
Tax Bill	$1,257 (2023)
Deeds & Mortgages	Jan 2019 Transfer Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-003-1500.000`

Property Details

APN / Parcel Number

Primary APN	`20-003-1500.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	432 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	288 sqft
Upper Floors Area	144 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1920
Architectural Style	Log Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	696,960 sqft (16 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	818 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	16 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	2628 COUNTY ROAD 46
City	WATERLOO
State	OH
Zip	45688-9310
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	17-05-04 PT. W1/2 SW 0016.00A
Legal Subdivision	SYMMES VALLEY
Jurisdiction	LAWRENCE OH
Township / Civil Division	SYMMES
Census Block Group	1
Census Block	1025
Census Tract	50600

Owner

2628 Co Rd 46, a rural home, is owned by an individual who acquired it in January 2019.

Source: Lawrence County records, as of May 3, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2748 COUNTY ROAD 46, WATERLOO, OH 45688-9353
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Jan 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 23, 2019
Transfer Doc	0000000466
Record Updated	Jun 7, 2026

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAWRENCE OH
Recording Date	Jan 23, 2019
Property Address	2628 COUNTY ROAD 46, WATERLOO, OH 45688-9310
Document Number	0000000465
Book / Page	000976 / 000315
Instrument Date	Dec 21, 2018
Instrument	465
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 COUNTY ROAD 46 WATERLOO OH 456889310, WATERLOO, OH 45688-9310

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE OH
Recording Date	Jan 23, 2019
Property Address	2628 COUNTY ROAD 46, WATERLOO, OH 45688-9310
Document Number	0000000466
Book / Page	000976 / 000322
Instrument Date	Dec 21, 2018
Instrument	466
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2748 COUNTY ROAD 46 WATERLOO OH 456889353, WATERLOO, OH 45688-9353

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lawrence County
County Subdivision	Symmes Township
Unified School District	Symmes Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,257.00 (+7.07%)	$44,110 (+6.99%) Land $10,260 Building $33,850
2022	$1,174.00	$41,230 Land $10,260 Building $30,970	$126,000 Land $29,300 Building $96,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2628 Co Rd 46 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (2000–2017)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Mar 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2628 Co Rd 46 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 98.4% of Ohio
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 46

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