2628 Cheyenne Rd, Sebring, FL 33875 Property Records

Highlands County property record for 2628 Cheyenne Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,897 sqft · built 1990
Lot Size	0.238 acres (10,400 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Dec 2018)
Tax Bill	$4,083 (2024)
Deeds & Mortgages	Jul 2023 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C095801200000900`

Property Details

APN / Parcel Number

Primary APN	`C095801200000900`
Alternative APN	`C-09-35-28-012-0000-0900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,897 sqft Living Area
1st Floor Area	2,422 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,400 sqft (0.238 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	546 sqft
Driveway	Driveway
Driveway Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	591 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C095801200000900
Street Address	2628 CHEYENNE RD
City	SEBRING
State	FL
Zip	33875-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	1ST RPLT PRAIRIE OAKS PHASE I PB 15 PG 56 LOT 90
Legal Range	28E
Legal Township	35S
Legal Section	09
Legal Subdivision	PRAIRIE OAKS PHASE 1 1ST RPLT
Legal Lot Number	90
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3019
Census Tract	961301

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2628 CHEYENNE RD, SEBRING, FL 33875-4716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	1920285
Deed Book / Page	2667 / 0610
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2628 CHEYENNE RD, SEBRING, FL 33875-4716
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 CHEYENNE RD, SEBRING, FL 33875-4716

Mortgage

Document Number	0002161095
Date	Jul 20, 2023
Book Page	2988/253
Instrument	2161095

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2628 CHEYENNE RD, SEBRING, FL 33875-4716
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 CHEYENNE RD, SEBRING, FL 33875-4716

Mortgage

Document Number	0002029931
Date	Apr 19, 2021
Book Page	2817/276
Instrument	2029931

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 3, 2018
Property Address	2628 CHEYENNE RD, SEBRING, FL 33875-4716
Document Number	0001920285
Book / Page	2667 / 0610
Map Reference	MB15 PG56
Instrument Date	Sep 29, 2018
Instrument	1920285
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	WOLLINKA WIKLE TITLE INS AGE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1451 TRIMARAN PL, 1451, TRINITY, FL 34655-7181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 CHEYENNE RD, SEBRING, FL 33875-4716

Mortgage

Document Number	0001920286
Date	Dec 3, 2018
Instrument	1920286

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,460 (+12.95%) Land $24,240 Building $299,220	$323,460 (+12.95%) Land $24,240 Building $299,220
2024	$4,083.00 (+3.92%)
2023	$3,929.00 (+4.86%)	$286,371 (+5.1%) Land $17,372 Building $268,999	$286,371 (+5.1%) Land $17,372 Building $268,999
2022	$3,747.00	$272,463 Land $17,372 Building $255,091	$272,463 Land $17,372 Building $255,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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