2628 Caroline St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 2628 Caroline St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Lot Size	0.167 acres (7,318 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Sep 2022)
Tax Bill	$4,514 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2020 Sale & Mortgage
APN	`7870-80-2413`

Property Details

APN / Parcel Number

Primary APN	`7870-80-2413`
Alternative APNs	`170 12628` `3024`

Exterior

Lot Area	7,318 sqft (0.167 acres)

Location & Zoning

Account Number	3024
Old Parcel Number	170 12628
Street Address	2628 CAROLINE ST
City	FREDERICKSBURG
State	VA
Zip	22401-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 20 & PTS 27 28 29 BL 170-
Legal Block	170
Legal Lot Number	20
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	1
Census Block	1006
Census Tract	202

Owner

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2628 CAROLINE ST, FREDERICKSBURG, VA 22401-3229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS
Mar 2, 2020	Special Warranty Deed, Transfer · Commercial Mortgage VIRGINIA PARTNERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Mar 2, 2020 · Amount on Record
Deed Document Number	202202756
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Sep 30, 2022
Property Address	2628 CAROLINE ST, FREDERICKSBURG, VA 22401-3229
Document Number	0202202756
Instrument Date	Sep 29, 2022
Instrument	202202756
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	BRIDGE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 CAROLINE ST, FREDERICKSBURG, VA 22401-3229

Mortgage

Document Number	0202202757
Date	Sep 30, 2022
Instrument	202202757

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Mar 2, 2020
Property Address	2628 CAROLINE ST, FREDERICKSBURG, VA 22401-3229
Document Number	0202000608
Instrument Date	Feb 28, 2020
Instrument	202000608
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	EKKO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 41993, FREDERICKSBURG, VA 22404-1993
Investor	Possibly a Property Investor

Mortgage

Document Number	0202000609
Date	Mar 2, 2020
Instrument	202000609

Lender

Name	VIRGINIA PARTNERS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,514.00 (+2.5%)	$557,400 (+12.63%) Land $150,000 Building $407,400	$557,400 (+12.63%) Land $150,000 Building $407,400
2024	$4,404.00	$494,900 Land $110,000 Building $384,900	$494,900 Land $110,000 Building $384,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100

May also be available: Xfinity.

Nearby Properties on Caroline St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures