2628 Balboa Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 2628 Balboa Dr, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,405 sqft · built 1963
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$207,000 (Sep 2003)
Tax Bill$4,673 (2026)
Deeds & MortgagesMar 2023 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN214-320-080-000

Property Details

APN / Parcel Number

Primary APN214-320-080-000
Alternative APN
  • 214-320-08

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,405 sqft Living Area
1st Floor Area1,405 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number214-320-08
Street Address2628 BALBOA DR
CityTRACY
StateCA
Zip95376-2145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 613 LOT 34
Legal SubdivisionRANCHO EL PESCADERO
Legal Tract613
Legal Block3
Legal Lot Number34
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3004
Census Tract5310

Owner

2628 Balboa Dr is owned and occupied by two individuals who acquired it in April 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2628 BALBOA DR, TRACY, CA 95376-2145
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP
Apr 26, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2003 · Amount on File
Deed SaleSep 26, 2003 · Amount on File
Deed Document Number2003222056
Last Transfer DateApr 12, 2018
Transfer Doc0000045912
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2628 BALBOA DR, TRACY, CA 95376-2145
Transaction TypeMortgage
Record UpdatedMar 15, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2628 BALBOA DR, TRACY, CA 95376-2145

Mortgage

Document Number0000016220
DateMar 2, 2023
Instrument2023-016220
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2628 BALBOA DR, TRACY, CA 95376-2145
Transaction TypeMortgage
Record UpdatedMay 5, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2628 BALBOA DR, TRACY, CA 95376-2145

Mortgage

Document Number0000069406
DateApr 21, 2021
Instrument2021-069406
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateApr 26, 2018
Property Address2628 BALBOA DR, TRACY, CA 95376-2145
Document Number0000045912
Map ReferenceVOL 16 PG 76
Instrument DateApr 12, 2018
Instrument2018-045912
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyCORNERSTONE TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2628 BALBOA DR, TRACY, CA 95376-2145

Mortgage

Document Number0000045913
DateApr 26, 2018
Instrument2018-045913
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2628 Balboa Dr was $4,673 with a homeowner's exemption.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,673.00
2025$4,673.00 Homeowner's exemption$412,298 Land $156,387 Building $255,911
2023$4,236.00 (+2.1%) Homeowner's exemption$396,290 Land $150,315 Building $245,975$469,530
2022$4,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2628 Balboa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2628 Balboa Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Matrix Broadband, T-Mobile, Verizon.

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