2628 Acapulco Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 2628 Acapulco Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,057 sqft · built 2006
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Oct 2025)
Tax Bill	$8,999 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077-066-043-000`

Property Details

APN / Parcel Number

Primary APN	`077-066-043-000`
Alternative APN	`0776643000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,057 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2628 ACAPULCO WAY
City	MODESTO
State	CA
Zip	95355-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PLAZA (42M92) BLK 11057 LOT 8
Legal Subdivision	PLAZA
Legal Block	11057
Legal Lot Number	8
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2011
Census Tract	914

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2628 ACAPULCO WAY, MODESTO, CA 95355-8732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage APCI FCU
Oct 23, 2025	Intrafamily Transfer, Transfer
Oct 16, 2025	Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY
Oct 16, 2025	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	May 1, 2009 · Amount on Record
Deed Document Number	202550727
Prior Transfer Date	Jan 15, 2009
Prior Transfer Doc	0000011339
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2628 ACAPULCO WAY, MODESTO, CA 95355-8732
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AEG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 ACAPULCO WAY, MODESTO, CA 95355-8732

Mortgage

Document Number	0000062203
Date	Sep 16, 2022
Instrument	2022-0062203

Lender

Name	APCI FCU
Type	Credit Union
Address	LEHIGH VALLEY, PA 18002

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Aug 15, 2052

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Oct 23, 2025
Property Address	2628 ACAPULCO WAY, MODESTO, CA 95355-8732
Document Number	0000052690
Map Reference	MB 42 PG 92
Instrument Date	Oct 22, 2025
Instrument	2025-0052690
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2628 ACAPULCO WAY, MODESTO, CA 95355-8732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2628 ACAPULCO WAY, MODESTO, CA 95355-8732

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Oct 16, 2025
Property Address	2628 ACAPULCO WAY, MODESTO, CA 95355-8732
Document Number	0000050728
Map Reference	MB 42 PG 92
Instrument Date	Oct 11, 2025
Instrument	2025-0050728
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 ACAPUICO WAY, MODESTO, CA 95355-8732

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 16, 2025
Property Address	2628 ACAPULCO WAY, MODESTO, CA 95355-8732
Document Number	0000050727
Map Reference	MB 42 PG 92
Instrument Date	Oct 10, 2025
Instrument	2025-0050727
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 ACAPULCO WAY, MODESTO, CA 95355-8732

Mortgage

Document Number	0000050729
Date	Oct 16, 2025
Instrument	2025-0050729

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2628 ACAPULCO WAY, MODESTO, CA 95355-8732
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037433
Date	May 31, 2018
Instrument	2018-0037433

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,999.00 (+54.33%)	$640,000 (+77.5%) Land $215,000 Building $425,000
2025	$5,831.00 (+3.81%) Homeowner's exemption	$360,560 (+4.04%) Land $77,259 Building $283,301
2023	$5,617.00 (+3.81%) Homeowner's exemption	$346,561 Land $74,260 Building $272,301
2022	$5,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Verizon.

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