2627 Thoreau Dr, Fort Collins, CO 80524 Property Records

Larimer County property record for 2627 Thoreau Dr, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,463 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$191,400 (Aug 2010)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Mar 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`88322-19-014`

Property Details

APN / Parcel Number

Primary APN	`88322-19-014`
Alternative APN	`R1628240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,463 sqft Living Area
Basement Area	999 sqft
Finished Basement	329 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1628240
Old Parcel Number	8832219014
Street Address	2627 THOREAU DR
City	FORT COLLINS
State	CO
Zip	80524-1488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, BLOCK 10, MAPLE HILL, FTC (20040004921)
Legal Range	68
Legal Township	08
Legal Section	32
Legal Quarter	NW
Legal Subdivision	MAPLE HILL, FTC (20040004921)
Legal Block	10
Legal Lot Number	14
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	3
Census Block	3016
Census Tract	1308

Owner

2627 Thoreau Dr is owned and occupied by two individuals who bought it in August 2010.

Source: Larimer County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 16, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 14, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 1, 2017	Deed of Trust, Mortgage · FHA Mortgage RMR FINANCIAL
Feb 15, 2019	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Sep 30, 2019	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Aug 14, 2020	Warranty Deed, Transfer STEWART TITLE
May 20, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2010 · Amount on File
Deed Sale	Aug 31, 2010 · Amount on File
Prior Sale	Jul 2, 2007 · Amount on File
Deed Document Number	20100051204
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488

Mortgage

Document Number	0000040883
Date	Sep 21, 2023
Instrument	20230040883

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	340 Months
Due	Jan 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488

Mortgage

Document Number	0000020360
Date	Mar 30, 2022
Instrument	20220020360

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488

Mortgage

Document Number	0000042875
Date	Sep 16, 2025
Instrument	20250042875

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2065

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488

Mortgage

Document Number	0000043119
Date	Oct 14, 2024
Instrument	20240043119

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Jan 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013466
Date	Mar 1, 2017
Instrument	20170013466

Lender

Name	RMR FINANCIAL
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007767
Date	Feb 15, 2019
Instrument	20190007767

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059136
Date	Sep 30, 2019
Instrument	20190059136

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 14, 2020
Property Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488
Document Number	0000063206
Instrument Date	Aug 14, 2020
Instrument	63206
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$27.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7910 W SUSSEX CT NIWOT CO 805037616, NIWOT, CO 80503-7616

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2627 THOREAU DR, FORT COLLINS, CO 80524-1488
Document Number	0000062913
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 THOREAU DR FORT COLLINS CO 805241488, FORT COLLINS, CO 80524-1488

Mortgage

Document Number	0000062913
Date	Aug 14, 2020
Instrument	62913

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2627 Thoreau Dr was $3,071.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,071.00	$30,826 Land $8,438 Building $22,388	$493,200 Land $135,000 Building $358,200
2023	$2,753.00 (+18.82%)	$33,848 (+37.88%) Land $9,045 Building $24,803	$505,200 (+43.04%) Land $135,000 Building $370,200
2022	$2,317.00	$24,548 Land $3,684 Building $20,864	$353,200 Land $53,000 Building $300,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2627 Thoreau Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2627 Thoreau Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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