2627 Osprey Cir N, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2627 Osprey Cir N, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,240 sqft · built 1990
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Apr 2025)
Tax Bill	$7,313 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`26-11-31-4775-00000-0180`

Property Details

APN / Parcel Number

Primary APN	`26-11-31-4775-00000-0180`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,240 sqft Heated Area
Gross Area	2,790 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.689 acres)
Driveway	Driveway
Driveway Area	1,260 sqft
Pool Type	Enclosed Pool
Pool Area	429 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2627 OSPREY CIR N
City	FLAGLER BEACH
State	FL
Zip	32136-2758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.69 ACRES OSPREY POINT SUBD LOT 18 OR 402 PG 975 OR 450 PG 1824 OR 477 PG 1968 OR 1668/542 OR 1761/1901-DC OR 1761/1903 OR 18
Legal Range	31E
Legal Township	11S
Legal Section	26
Legal Subdivision	OSPREY POINT SUB
Legal Lot Number	18
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1002
Census Tract	60303

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2627 OSPREY CIR N, FLAGLER BEACH, FL 32136-2758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 27, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Feb 11, 2022 · Amount on Record
Deed Document Number	2025016672
Deed Book / Page	2953 / 636
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 11, 2022
Property Address	2627 OSPREY CIR N, FLAGLER BEACH, FL 32136-2758
Document Number	0026571418
Book / Page	2657 / 1418
Map Reference	MB 28 PG 14-18
Instrument Date	Feb 8, 2022
Instrument	2022007732
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 PINECREST RD, 305, MOUNT DORA, FL 32757-5929

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2627 OSPREY CIR N, FLAGLER BEACH, FL 32136-2758

Mortgage

Document Number	0026571420
Date	Feb 11, 2022
Instrument	2657/1420

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2627 OSPREY CIR N, FLAGLER BEACH, FL 32136-2758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025140873
Date	Jan 11, 2021
Book Page	2514/873
Instrument	2021001329

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2627 OSPREY CIR N, FLAGLER BEACH, FL 32136-2758
Document Number	0024091928
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 OSPREY CIR N FLAGLER BEACH FL 321362758, FLAGLER BEACH, FL 32136-2758

Mortgage

Document Number	0024091928
Date	Jan 2, 2020
Book Page	002409/001928
Instrument	144

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Beverly Beach Town
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,313.00 (+14.8%)	$483,540 (+11.25%) Land $177,100 Building $306,440	$483,540 (+0.95%) Land $177,100 Building $306,440
2023	$6,370.00 (+75.24%) Homeowner's exemption	$434,625 (+70.74%)	$478,992 (+1.91%) Land $170,500 Building $308,492
2022	$3,635.00 Homeowner's exemption	$254,549	$470,032 Land $170,500 Building $299,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 202 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	416 units insured incl. 214 condo units
Nearby Flood Claims	288 (1987–2026)
Claims Outside the SFHA	120 of 288
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 39 claims Hurricane Irma, Sep 2017 · 79 claims Hurricane Matthew, Oct 2016 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet.

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