2627 E 16th St, Panama City, FL 32405 Property Records

Bay County property record for 2627 E 16th St, Panama City, FL 32405

Property Summary

Property Type	Mobile Home
Details	4 bd · 2.5 ba · 1,904 sqft · built 1944
Lot Size	0.436 acres (18,992 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Sep 2024)
Tax Bill	$2,389 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Jul 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14612-000-000`

Property Details

APN / Parcel Number

Primary APN	`14612-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1964
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,992 sqft (0.436 acres)
Lot Dimensions	190 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	288 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	190 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2627 E 16TH ST
City	PANAMA CITY
State	FL
Zip	32405-6305
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R2
Legal Description	34 3S 14W -10- 104D4 BEG 695 N & 370 W OF SE COR TH W 100 N 190.02 E 100 S 190 TO POB ORB 4838 P 994
Legal Range	14W
Legal Township	03S
Legal Section	34
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1017
Census Tract	1200

Owner

2627 E 16th St, a mobile home, is owned by an individual who bought it in September 2024.

Source: Bay County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1604 CALHOUN AVE, PANAMA CITY, FL 32405-2620
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2024	Special Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage BAY COUNTY BOARD OF COUNTY COMMISSI
Jul 30, 2024	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Jun 24, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on File
Deed Sale	Sep 6, 2024 · Amount on File
Prior Sale	Jul 30, 2024 · Amount on File
Deed Document Number	202452848
Deed Book / Page	4838 / 994
Prior Transfer Date	Jun 24, 2022
Prior Transfer Doc	0045801423
Record Updated	Oct 29, 2026

September 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 6, 2024
Property Address	2627 E 16TH ST, PANAMA CITY, FL 32405-6305
Document Number	0048380994
Book / Page	4838 / 994
Instrument Date	Aug 29, 2024
Instrument	2024052848
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2026
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 CALHOUN AVE, PANAMA CITY, FL 32405-2620

Mortgage

Document Number	2024052849
Date	Sep 6, 2024
Instrument	2024052849

Lender

Name	BAY COUNTY BOARD OF COUNTY COMMISSI
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 30, 2024
Property Address	2627 E 16TH ST, PANAMA CITY, FL 32405-6305
Document Number	0048260378
Book / Page	4826 / 378
Instrument Date	Jul 25, 2024
Instrument	2024044900
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1604 CALHOUN AVE, PANAMA CITY, FL 32405-2620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jun 24, 2022
Property Address	2627 E 16TH ST, PANAMA CITY, FL 32405-6305
Document Number	0045801423
Book / Page	4580 / 1423
Instrument Date	Jun 24, 2022
Instrument	2022047634
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4974 DERBY DR, CHIPLEY, FL 32428-5690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 CALHOUN AVE, PANAMA CITY, FL 32405-2620

Tax Assessment & Valuation

The 2025 property tax bill for 2627 E 16th St was $2,389, up 405.1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,389.00 (+405.07%)	$193,100 (+404.1%) Land $42,265 Building $150,835	$193,100 (+404.1%) Land $42,265 Building $150,835
2024	$473.00 (-44.81%)	$38,306 (-44.06%) Land $38,306	$38,306 (-44.06%) Land $38,306
2023	$857.00 (+107.51%)	$68,480 (+4.81%) Land $68,480	$68,480 (-16.95%) Land $68,480
2022	$413.00 Homeowner's exemption	$65,335	$82,455 Land $55,212 Building $27,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2627 E 16th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2627 E 16th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on E 16th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures