2626 Stony Fork Rd, Moneta, VA 24121 Property Records

Bedford County property record for 2626 Stony Fork Rd, Moneta, VA 24121

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 2,444 sqft · built 2006
Lot Size	21.7 acres (949,172 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Mar 2014)
Tax Bill	$2,135 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`197 A 3E`

Property Details

APN / Parcel Number

Primary APN	`197 A 3E`
Alternative APNs	`90505912` `526068`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,444 sqft Total Area
1st Floor Area	2,444 sqft
Basement Area	2,444 sqft
Unfinished Basement	2,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	949,172 sqft (21.7 acres)
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	377 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2626 STONY FORK RD
City	MONETA
State	VA
Zip	24121-6312
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRACT 3E PB 44/140
Legal Tract	3
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1023
Census Tract	30501

Owner

2626 Stony Fork Rd, a rural home, is owned and occupied by two individuals who bought it in March 2014.

Source: Bedford County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2626 STONY FORK RD, MONETA, VA 24121-6312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM FIRST FEDERAL CREDIT UNION
Nov 8, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM FIRST FEDERAL CREDIT UNION
Mar 26, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2014 · Amount on File
Deed Sale	Mar 17, 2014 · Amount on File
Deed Document Number	20142014
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Sep 28, 2026
Property Address	2626 STONY FORK RD, MONETA, VA 24121-6312
Document Number	0000009157
Instrument Date	Sep 24, 2026
Instrument	20269157
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	2020 TITLE LLC, 20/20 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2626 STONY FORK RD, MONETA, VA 24121-6312

Mortgage

Document Number	0000009157,
Date	Sep 28, 2026
Instrument	20269157

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	2626 STONY FORK RD, MONETA, VA 24121-6312
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, VIRGINIA FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170006150
Date	Jul 6, 2017
Instrument	170006150

Lender

Name	FREEDOM FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	2626 STONY FORK RD, MONETA, VA 24121-6312
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170010579
Date	Nov 8, 2017
Instrument	170010579

Lender

Name	FREEDOM FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	2626 STONY FORK RD, MONETA, VA 24121-6312
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002997
Date	Mar 26, 2020
Instrument	200002997

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2626 Stony Fork Rd was $2,135.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,135.00	$596,400 Land $149,000 Building $447,400
2023	$2,445.00 Additional exemption filed	$298,200	$596,400 Land $149,000 Building $447,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2626 Stony Fork Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2626 Stony Fork Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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