Frederick County property record for 2626 Mill Race Rd, Frederick, MD 21701
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 ba · 2,000 sqft · built 2001 |
| Lot Size | 0.051 acres (2,220 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Feb 2024) |
| Tax Bill | $88 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-235307 |
| Primary APN | 02-235307 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Gross Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Townhouse |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 2,220 sqft (0.051 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Balcony Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 235307 |
|---|---|
| Street Address | 2626 MILL RACE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6803 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | PND |
| Legal Description | LOT 275 SEC 7A PL 2 2,220 SQ. FT. MILL ISLAND AT WORMANS MILL |
| Legal Subdivision | ISLAND AT WORMANS MILL |
| Legal Lot Number | 275 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 750802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2626 Mill Race Rd is owned by two individuals who bought it in February 2024.
Source: Frederick County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2626 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust · VA Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Apr 17, 2026 | Deed of Trust, Mortgage · VA Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Feb 16, 2024 | Deed, Transfer · VA Mortgage 1ST RATE HOME MORTGAGE INC |
| Aug 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jul 26, 2018 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on File |
| Deed Sale | Feb 16, 2024 · Amount on File |
| Prior Sale | Jul 26, 2018 · Amount on File |
| Deed Book / Page | 16766 / 130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 17, 2026 |
| Property Address | 2626 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Document Number | 1782000007 |
| Book / Page | 17822 / 7 |
| Instrument Date | Apr 3, 2026 |
| Record Updated | Apr 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2626 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Document Number | 1782000007, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 17822/7 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 17, 2026 |
| Property Address | 2626 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Document Number | 0178220007 |
| Book / Page | 17822 / 7 |
| Instrument Date | Apr 3, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2626 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Document Number | 1782000007, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 17822/7 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 16, 2024 |
| Property Address | 2626 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Document Number | 0167660130 |
| Book / Page | 16766 / 130 |
| Map Reference | MB 68 PG 190 |
| Instrument Date | Feb 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2626 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Document Number | 0016766138 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 16766/138 |
| Name | 1ST RATE HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2626 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2626 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Document Number | 0151660319 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 15166/319 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2626 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | BLUE RIDGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0154680493 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 15468/493 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 26, 2018 |
| Property Address | 2626 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Document Number | 0125350339 |
| Book / Page | 12535 / 0339 |
| Map Reference | MB68 PG190 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | BLUERIDGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2626 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Document Number | 0012535343 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 12535/343 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 2626 Mill Race Rd was $88, down 5% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,767 (+4.62%) | $430,700 (+13.85%) Land $130,000 Building $300,700 | |
| 2025 | $88.00 (-5%) | $378,300 Land $90,000 Building $288,300 | $378,300 Land $90,000 Building $288,300 |
| 2024 | $176.00 (-96.97%) | ||
| 2023 | $5,812.00 | $318,433 | $378,300 Land $90,000 Building $288,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2626 Mill Race Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2626 Mill Race Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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