26250 Cumberland Rd, Tehachapi, CA 93561 Property Records

Kern County property record for 26250 Cumberland Rd, Tehachapi, CA 93561

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,500 sqft · built 1990
Lot Size	6.18 acres (269,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Jan 2024)
Tax Bill	$6,514 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`313-091-06-00-3`

Property Details

APN / Parcel Number

Primary APN	`313-091-06-00-3`
Alternative APNs	`313-091-06-8` `3130910600` `31309106`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,500 sqft Living Area
Gross Area	5,332 sqft
1st Floor Area	1,750 sqft
2nd Floor Area	1,750 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	269,201 sqft
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Patio Area	124 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	313091068
Street Address	26250 CUMBERLAND RD
City	TEHACHAPI
State	CA
Zip	93561-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E(5) RS
Legal Description	TRACT 3417 , BLOCK , LOT 51
Legal Subdivision	TRACT NO 3417
Legal Tract	3417
Legal Block	2
Legal Lot Number	51
Jurisdiction	KERN CA
Township / Civil Division	TEHACHAPI
Census Block Group	2
Census Block	2010
Census Tract	6010

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26250 CUMBERLAND RD, TEHACHAPI, CA 93561-9106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 22, 2024	Grant Deed, Transfer · Conventional Mortgage ARROWHEAD CENTRAL CU
Jan 6, 2021	Grant Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	20248061
Prior Transfer Date	Apr 7, 2008
Prior Transfer Doc	0000059150
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	26250 CUMBERLAND RD, TEHACHAPI, CA 93561-9106
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	57V ATLAS NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26250 CUMBERLAND RD, TEHACHAPI, CA 93561-9106
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026641
Date	Mar 12, 2026
Instrument	226026641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	26250 CUMBERLAND RD, TEHACHAPI, CA 93561-9106
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26250 CUMBERLAND RD, TEHACHAPI, CA 93561-9106
Investor	Possibly a Property Investor

Mortgage

Document Number	0000087443
Date	Jul 30, 2024
Instrument	224087443

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 22, 2024
Property Address	26250 CUMBERLAND RD, TEHACHAPI, CA 93561-9106
Document Number	0000008061
Map Reference	MB 20 PG 18-70
Instrument Date	Jan 3, 2024
Instrument	224008061
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26250 CUMBERLAND RD, TEHACHAPI, CA 93561-9106
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008062
Date	Jan 22, 2024
Instrument	224008062

Lender

Name	ARROWHEAD CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Feb 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	10.8%
Max Rate	10.8%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 6, 2021
Property Address	26250 CUMBERLAND RD, TEHACHAPI, CA 93561-9106
Document Number	0000002263
Map Reference	MB 20 PG 18-70
Instrument Date	Dec 9, 2020
Instrument	221002263
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26250 CUMBERLAND RD, TEHACHAPI, CA 93561-9106

Mortgage

Document Number	0000002264
Date	Jan 6, 2021
Instrument	221002264

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Unified School District	Tehachapi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$165,468 (-67.49%) Land $11,769 Building $153,699
2025	$6,514.00 (+2.36%)	$508,980 (+5.21%) Land $102,000 Building $406,980
2024	$6,364.00 (+3.24%)
2023	$6,164.00 (+0.82%) Homeowner's exemption	$483,786 Land $78,030 Building $405,756
2022	$6,114.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR VALLEY CSD serves 5,592 people · EPA ID CA1510038
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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