2625 Lode St, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 2625 Lode St, Santa Cruz, CA 95062

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,690 sqft · built 1965
Lot Size0.128 acres (5,576 sqft)
OwnerCompany Name on Record
Last Sale$394,000 (Jul 1998)
Tax Bill$8,701 (2025)
Flood ZoneZone X (minimal risk)
APN028-202-07

Property Details

APN / Parcel Number

Primary APN028-202-07
Alternative APN
  • 028-202-07-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area1,690 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,576 sqft (0.128 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2625 LODE ST
CitySANTA CRUZ
StateCA
Zip95062-5037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5-PP
Legal DescriptionBLK 1 LOT 2
Legal SubdivisionCENTENNIAL 96
Legal Block1
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract121601

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2625 LODE ST, SANTA CRUZ, CA 95062-5037
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 1998 · Amount on Record
Deed SaleJul 31, 1998 · Amount on Record
Deed Document Number199844422
Last Transfer DateJun 3, 2004
Transfer Doc0000040980
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictLive Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$630,043 (+2%) Land $439,751 Building $190,292
2025$8,701.00 (+9.89%) Homeowner's exemption$617,689 (+4.04%) Land $431,128 Building $186,561
2023$7,918.00 (+2.59%) Homeowner's exemption$593,704 Land $414,387 Building $179,317$1,170,270
2022$7,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 981 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lode St

Nearby Streets

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