2625 E Spicewood Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 2625 E Spicewood Ct, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,149 sqft · built 1974
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$755,000 (May 2023)
Tax Bill	$8,581 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`015-00800-00`

Property Details

APN / Parcel Number

Primary APN	`015-00800-00`
Alternative APN	`53-08-10-403-025.000-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,149 sqft Living Area
1st Floor Area	3,149 sqft
Basement Area	1,869 sqft
Finished Basement	1,448 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2015
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Terrain	Low
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-00800-00
Street Address	2625 E SPICEWOOD CT
City	BLOOMINGTON
State	IN
Zip	47401-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPICEWOOD SEC 1 LOT 20
Legal Subdivision	SPICEWOOD ADD SEC 01
Legal Lot Number	20
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2012
Census Tract	1001

Owner

2625 E Spicewood Ct is owned and occupied by an individual who bought it in May 2023.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2625 E SPICEWOOD CT, BLOOMINGTON, IN 47401-4340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 18, 2023	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Jun 27, 2018	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Jun 27, 2018 · Amount on File
Deed Document Number	202349002
Prior Transfer Date	Sep 21, 2015
Prior Transfer Doc	2015013388
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2625 E SPICEWOOD CT, BLOOMINGTON, IN 47401-4340
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2625 E SPICEWOOD CT, BLOOMINGTON, IN 47401-4340

Mortgage

Document Number	2025011526
Date	Oct 10, 2025
Instrument	2025011526

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2625 E SPICEWOOD CT, BLOOMINGTON, IN 47401-4340
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020009869
Date	Jul 1, 2020
Instrument	2020009869

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2625 E SPICEWOOD CT, BLOOMINGTON, IN 47401-4340
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000643
Date	Jan 15, 2019
Instrument	2019000643

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2625 E SPICEWOOD CT, BLOOMINGTON, IN 47401-4340
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021006020
Date	Mar 29, 2021
Instrument	2021006020

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2625 E SPICEWOOD CT, BLOOMINGTON, IN 47401-4340
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022005815
Date	Apr 18, 2022
Instrument	2022005815

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 18, 2023
Property Address	2625 E SPICEWOOD CT, BLOOMINGTON, IN 47401-4340
Document Number	2023005295
Map Reference	CAB B ENV 179
Instrument Date	May 16, 2023
Instrument	2023005295
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2625 E SPICEWOOD CT, BLOOMINGTON, IN 47401-4340

Mortgage

Document Number	2023005296
Date	May 18, 2023
Instrument	2023005296

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 27, 2018
Property Address	2625 E SPICEWOOD CT, BLOOMINGTON, IN 47401-4340
Document Number	2018008517
Map Reference	MB6 PG30
Instrument Date	Jun 13, 2018
Instrument	2018008517
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2625 E SPICEWOOD CT, BLOOMINGTON, IN 47401-4340

Mortgage

Document Number	2018008518
Date	Jun 27, 2018
Instrument	2018008518

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2625 E Spicewood Ct was $8,581, down 5.6% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,581.00 (-5.56%)	$778,000 Land $78,600 Building $699,400	$778,000 Land $78,600 Building $699,400
2024	$9,086.00
2023		$755,800 (+22.6%) Land $75,500 Building $680,300	$755,800 (+22.6%) Land $75,500 Building $680,300
2022	$6,846.00 Homeowner's exemption	$616,500 Land $65,700 Building $550,800	$616,500 Land $65,700 Building $550,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2625 E Spicewood Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2625 E Spicewood Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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