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2625 Derby Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 2625 Derby Dr, San Ramon, CA 94583 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,776 sqft · built 1985
Lot Size0.416 acres (18,122 sqft)
Owner2 Individual Names on File
Last Sale$2,430,000 (Jun 2024)
Tax Bill$27,906 (2025)
Deeds & MortgagesNov 2025 Mortgage
Sep 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN209-741-011-8

Property Details

APN / Parcel Number

Primary APN209-741-011-8
Alternative APN
  • 209-741-011

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,776 sqft Living Area
1st Floor Area1,456 sqft
2nd Floor Area1,320 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Architectural StyleCluster
Lot Area18,122 sqft (0.416 acres)
Garage TypeAttached
Garage Area606 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2625 DERBY DR
CitySAN RAMON
StateCA
Zip94583-4312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT05816 L0029 B
Legal SubdivisionSUBDIVISION 5816
Legal Tract05816
Legal Lot Number29
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2008
Census Tract345115

Owner

Source: Contra Costa County records · APN 209-741-011-8

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2625 DERBY DR, SAN RAMON, CA 94583-4312
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
CITY NATIONAL BANK
Sep 03, 2024Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2024 · Amount on Record
Deed SaleJun 14, 2024 · Amount on Record
Prior SaleJun 15, 2007 · Amount on Record
Deed Document Number202456698
Last Transfer DateJul 25, 2024
Transfer Doc0000073874
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2625 DERBY DR, SAN RAMON, CA 94583-4312
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2625 DERBY DR, SAN RAMON, CA 94583-4312

Mortgage

Document Number0000128364
DateNov 14, 2025
Instrument2025- 128364
Lender
NameCITY NATIONAL BANK
TypeBank
Address350 S GRAND AVE FL 12, LOS ANGELES, CA 90071
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.06%
AdjustableAdjustable Rate Rider
Type Change DateDec 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10%
IndexOther
Max Rate10%

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2625 DERBY DR, SAN RAMON, CA 94583-4312
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2625 DERBY DR, SAN RAMON, CA 94583-4312

Mortgage

Document Number0000085785
DateSep 03, 2024
Instrument2024-0085785
Lender
NameUS BANK NA
TypeBank
Address2800 TAMARACK RD, OWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2054
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateSep 01, 2031
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change10.7%
Index1-Year CMT
Max Rate10.7%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,528,172 (+2%) Land $1,352,520 Building $1,175,652
2025$27,906.00 (+81.7%)$2,478,600 (+86.93%) Land $1,326,000 Building $1,152,600
2023$15,358.00 (+0.75%) Homeowner's exemption$1,325,980 Land $772,651 Building $553,329
2022$15,243.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133451152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskHigh
above 84% of the US · above 63% of California
Wildfire LikelihoodAbout 1 in 125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
UnwiredFixed Wireless300 / 25
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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