2625 Croydon Rd, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 2625 Croydon Rd, Charlotte, NC 28209

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,293 sqft · built 1953
Lot Size0.256 acres (11,169 sqft)
Owner2 Individual Names on File
Last Sale$1,050,000 (Mar 2017)
Tax Bill$15,829 (2023)
Deeds & MortgagesMar 2025 Sale & Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN151-145-04

Property Details

APN / Parcel Number

Primary APN151-145-04

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,293 sqft Heated Area
Gross Area4,157 sqft
1st Floor Area1,229 sqft
Upper Floors Area1,894 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsbestos
Lot Area11,169 sqft (0.256 acres)
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number151-145-04
Street Address2625 CROYDON RD
CityCHARLOTTE
StateNC
Zip28209-1621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-22MF
Legal DescriptionPJ B5 M3-28
Legal SubdivisionMECKLENBURG HEIGHTS
Legal Block5
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2010
Census Tract2702

Owner

Source: Mecklenburg County records · APN 151-145-04

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2625 CROYDON RD, CHARLOTTE, NC 28209-1621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2025Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Mar 06, 2017Warranty Deed, Transfer · Conventional Mortgage
BANK OF NC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 06, 2017 · Amount on Record
Deed SaleMar 06, 2017 · Amount on Record
Prior SaleMay 15, 2012
Deed Document Number0031615771
Deed Book / Page31615 / 771
Record UpdatedSep 20, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 28, 2025
Property Address2625 CROYDON RD, CHARLOTTE, NC 28209-1621
Document Number0000028592
Book / Page39469 / 940
Map ReferenceMB 3 PG 28
Instrument DateMar 27, 2025
Instrument2025028592
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyFOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2820 SELWYN AVE STE 130, 130, CHARLOTTE, NC 28209-1786

Transferred To (Grantee/Buyer)

NameVerified Name
Address2625 CROYDON RD, CHARLOTTE, NC 28209-1621

Mortgage

Document Number0000028593
DateMar 28, 2025
Instrument2025028593
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2030
Change Frequency5 Years
Min Rate At Change3.5%
Max Rate At Change7.5%
Index5-Year TN
Max Rate11.5%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 06, 2017
Property Address2625 CROYDON RD, CHARLOTTE, NC 28209-1621
Document Number0000028657
Book / Page031615 / 000771
Instrument DateFeb 28, 2017
Instrument28657
Transaction TypeTransfer
Record UpdatedMar 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2625 CROYDON RD CHARLOTTE NC 282091621, CHARLOTTE, NC 28209-1621

Mortgage

Document Number28658
DateMar 06, 2017
Book Page031615/000774
Instrument28658
Lender
NameBANK OF NC
TypeBank
AddressCHARLOTTE, NC 28226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 05, 2047

Mortgage

Document Number28659,
DateMar 06, 2017
Book Page031615/000794
Instrument28659
Lender
NameBANK OF NC
TypeBank
AddressTHOMASVILLE, NC 27361-1148
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 05, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims104 (1979–2025)
Claims Outside the SFHA13 of 104
Most Recent ClaimJun 2025 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 276 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Croydon Rd

Nearby Streets

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